As the rapidly evolving coronavirus situation increasingly impacts both our work and personal lives in unprecedented ways, Santander is making changes that will allow us to provide essential services to all of our customers while helping to ensure the safety of our customers and colleagues.

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Santander Covid-19 Resource Center

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Use Your Mobile Banking App or Online Banking to check your account details: In the event you receive a Direct Deposit from the IRS, you will be able to use your Mobile Banking App or Online Banking to quickly check if you received your payment.

Set up alerts: Enroll in Online Banking or download our Mobile Banking App1 and set up alerts so you know when the funds have been deposited.

Receiving a Paper Check from the IRS: In the event that the IRS does not have your Direct Deposit details, checks from the IRS are estimated to be distributed through July based on the capacity of the IRS. Customers who receive a check can deposit or cash the check with Santander Bank in several easy ways.

Use Mobile Check Deposit: Mobile Check Deposit can be the safest and fastest way to deposit checks into your account.

Deposit your check at a Santander ATM: Deposit capability available at many Santander Bank ATMs across the Northeast.

See a banker at one of our branches: Santander Bank branches are still open and available on a limited basis for in-branch servicing. Please find your branch to check status on available services including hours of operation. While we are able to assist you in our branches, we encourage you to use Mobile Check Deposit or an ATM at this time.

Learn about funds availability: Learn the difference between your available balance and your current balance.

Beware of phishing: Hackers are taking advantage of the COVID-19 environment with an increase in email and internet scams, so please be vigilant. Neither Santander Bank nor the IRS will call you to request personal information.

1 Message and data rates may apply

With the increased need to follow social distancing guidelines, and help minimize the spread of the coronavirus, we are instituting temporary changes to how our branches operate.

To help promote the safety of our customers and employees, some of our branches have closed and others will provide limited services. Limited service locations may only perform teller transactions—such as depositing and cashing checks, handling requests for cash withdrawals, money orders and cashier’s checks—in the lobby or at the drive-thru. In addition, some of our branches will only provide account opening and servicing with a Banker by appointment only. Investment, mortgage, and business specialists will be available by appointment or over the phone.

We are also practicing greater levels of social distancing in our branches to reduce the risk for both our customers and employees. In our full service branches and our limited service teller-only branches, we are limiting the number of people allowed in our locations at one time. An employee will be at the door to greet customers, and determine if we can immediately assist or if we will need to ask customers to wait until we have the capacity to accommodate additional people. We apologize for any inconvenience.

Due to the limited number of customers allowed in the branch at a time, we strongly recommend leveraging other channels (Mobile App, Online Banking and ATMs) when possible and calling the branch to make an appointment if you need to meet with a Banker.

In addition, we will be temporarily changing our branch hours to:

Monday – Friday 9 a.m. – 4 p.m.
Saturday – Sunday 9 a.m. – 1 p.m.

(with some branches closed on Saturday and/or Sunday)

Special Hours for High-Risk Individuals in PA and NJ: Due to the Executive Orders issued by the Governors of PA and NJ, and to ensure that our senior customers and those with underlying health conditions are able to maintain social distancing, our New Jersey and Pennsylvania branches will provide special hours for only our high-risk customers:
NJ: between 9a.m. and 10 a.m. everyday
PA: between 9a.m. and 10 a.m. on Tuesdays


Face Covering Use for Customers: Due to Executive Orders from the Governors of New Jersey, New York, Pennsylvania, Connecticut and Rhode Island, customers are required to wear masks while in the branch.

Please look for your branch below to get all the details. We are updating these listings daily.

Please remember you have the convenience to bank anytime, anywhere with our Mobile Banking App, Online Banking, Automated Services via phone and our extensive ATM network.

With Mobile and Online Banking, you can:

  • Check your balances
  • Remotely deposit checks
  • Set up alerts
  • Make transfers
  • Set up bill pay
  • Create/Change debit card PIN

With Automated Services via phone (877) 768 2265, you can:

  • Make balance and transaction inquiries
  • Make card/loan payments
  • Transfer between accounts
  • Stop payments

To better serve our customers, our new call center hours are 8 a.m. to 8 p.m., seven days a week. Also, to avoid the long wait times on hold due to the impact of Covid-19, we urge you to access your account information through our online banking at, and by downloading our mobile banking app.

ATM Banking:

  • More than 2,000 Santander ATMs
  • Withdraw cash
  • Over 1,000 ATMs in CVS Pharmacy locations
  • Deposit cash or checks


We are taking measures to assist our customers and provide relief from hardships.

For our Retail Bank Customers: We are providing assistance in a number of ways including: helping those experiencing difficulties with loan payments; waiving fees associated with early CD withdrawals; and increasing cash availability limits at ATMs. If you’re being impacted financially by the coronavirus please contact us at (844) 728 0999 for further assistance.

For our Business Banking Customers: We are working with our customers on loan terms, and offering payment accommodations to Business Banking customers who are facing hardships. If you’re a Business Banking Customer and need assistance, please contact us at (877) 768 1145 or contact your relationship manager.

*Please note that completion of this form is not a formal application for credit.


Santander Bank is committed to help meet the urgent needs of our customers and communities with more than $11 million in ongoing charitable giving this year to nonprofit organizations. We have recently expedited over $4 million in commitments to nearly 80 organizations focused on providing essential services, small business aid and COVID-19 relief programs. Some of these efforts include contributing directly to nine COVID-19 Relief Funds across the Northeast and nonprofits providing essential services such as local food banks like The Greater Boston Food Bank and Helping Harvest Food Bank in Reading, PA. We are also focused on making sure we help small businesses through organizations like Hot Bread Kitchen, Community First Fund and EforAll. In addition to charitable giving, we are dedicating $25 million in financing to Community Development Financial Institutions (CDFIs) to fund small business loans across the Northeast.

During this challenging time we realize how important it is to partner with these organizations and relief funds that will help our communities prosper. We have also transitioned to a rolling grant application review and approval process to better address funding needs and increase responsiveness to our communities. To learn more, please visit our Charitable Contributions Program page.