You've got big plans for your small business. Get started with up to a $700 bonus.*

*See below for important terms and conditions. Offer ends June 30, 2022.

Get Started

Reveal the big potential of your small business.

We see big successes in your future and we’re here to provide the best banking solutions and expert industry resources to get you there.

  • CheckYou could get up to a $700 bonus1

    For a limited time, you could get a $500, $600, or $700 bonus when you open and use a new Santander Business Checking or a Santander Business Checking Plus account and maintain an eligible average daily balance for 90 days.

    Get up to a $700 bonus.

  • CheckWaive the Monthly Fee

    Both accounts offer simple ways to waive the Monthly Fee.2

  • CheckPlus, you could get an additional $1,000 bonus3

    For a limited time, you could get an additional $1,000 bonus for opening and using a new Santander Merchant Services account. See below for more details.

Streamline your business finances with the right checking account.

Boost your business with the full-featured Santander Business Checking Plus or cover the essentials with Santander Business Checking.

Santander Business Checking

  • Perfect if your business has low-to-moderate transaction volumes and balances, and you’re seeking flexibility.

  • Our most economical account that offers everyday business banking solutions and evolves as you grow.

Learn more

Santander Business Checking Plus

  • Ideal if your business has higher transaction volumes and balances, and you're seeking the rewards of a larger banking relationship.

  • This account offers valuable money-saving features which makes your banking more cost-effective.

Learn more

A full suite of solutions to make managing your business easier.

Enhance your cash flow to fuel your plans.

Santander Merchant Services icon

Santander Merchant Services

Give your customers more ways to pay.

  • You could get up to a $1,0003 bonus for opening and using a new Santander Merchant Services account, powered by First Data®

  • Securely take payments of all kinds (including contactless) in store, online, over the phone, or curbside with Clover® point-of-sale devices.

  • Get next-business-day funding of most payments into your Santander business checking account.4

ADP HR & Payroll Services icon

ADP® HR & Payroll Services

Empower your employees and streamline payroll.

  • Earn 3 months free5 of payroll processing when you sign up now.

  • Run payroll virtually with convenient mobile solutions, including online onboarding and time/attendance solutions.

  • Get complete recordkeeping of your employees’ time, earnings, and HR records.

Don't miss out on these limited-time offers!

Small Business, Big Future—get started on something big today. Don't miss out on these limited-time offers!

Get in touch with a Santander business banking specialist today to get started.

Get Started
  • Make an appointment with a banker.

    Make an in-person appointment with a banker. Call or stop by your nearest branch to schedule. We’re dedicated to making your in-branch experience safe with enhanced COVID-safety procedures.

  • Call us at 888-874-8261

    Any questions, please call us at 888-874-8261.

  • Book an appointment

    Now it is even easier to book an appointment at a branch near you. Visit: SantanderBank.com/Connect.

At Santander, we are focused on helping you reach your big dreams.

Look for our Small Business, Big Future events coming April through June.

Learn More

1 To receive the cash bonus, your business must not currently have, nor have had, any business checking account with Santander Bank, N.A. (“Santander”) in the last 12 months, and your business must do all of the following: (i) Open a new Santander Business Checking or new Santander Business Checking Plus account by 06/30/2022 and (ii) Maintain an average daily balance of a) $5,000 or more for the first 90 days to receive a $500 cash bonus, or b) $10,000 or more for the first 90 days to receive an additional bonus of $100 (for a total bonus of $600), or c) $15,000 or more for the first 90 days to receive an additional bonus of $100 (for a total bonus of $700).

Your Promotion Code must be entered at new account opening to be eligible for this offer. Offer is transferable until redeemed by the addressee on reverse side and we reserve the right, in our sole discretion, to limit the number of times this Promotion Code may be used. Bonuses may appear as three separate transactions on your account statement. The Santander business checking account must be open and in good standing to receive the cash bonus at the time of bonus payment. You will receive a cash bonus in your new Santander business checking account within 30 days of meeting all offer requirements. We reserve the right to decline to open an account in our sole and absolute discretion. We will report the cash bonus to the IRS as interest income for the year in which it is received. One cash bonus per business entity as identified by Taxpayer Identification Number (TIN). The average daily balance calculation begins on the day of account opening, unless the account is opened on a weekend or holiday, in which case the calculation begins on the first business day after account opening. The average daily balance is the sum of the Current Balance at the end of each day for 90 days, divided by 90.

2 A payment from Santander Merchant Services deposited during the statement period to a Santander Business Checking or Santander Business Checking Plus account will waive the Monthly Fee for that checking account. For other ways to avoid the Monthly Fee, refer to the Business Deposit Account Fee Schedule.

3 Offer payments will be made by First Data Merchant Services LLC, and offer eligibility is determined by First Data Merchant Services LLC. Eligible business must not currently have, nor have had, any Santander Merchant Services account in the last 12 months, and must open a new Santander Merchant Services account between 04/01/2022 and 06/30/2022. Merchant account is subject to credit approval by First Data Merchant Services and requires merchant acceptance of applicable terms and conditions. Merchant must be credit approved between 04/1/2022 and 06/30/2022, and merchant account must be activated within 30 days of credit approval. Eligible offer payments will be made in the form of an ACH payment to the merchant’s deposit account within 60 days of the merchant account activation date. Offer amounts will be based on merchant’s annual projected processing volume: projected annual processing volume of $1,000,000 or more = $1,000 account credit; projected annual processing volume between $750,000 to $999,999.99 = $750 account credit; projected annual processing volume between $500,000 to $749,999 = $500 account credit; projected annual processing volume between $250,000 to $499,999.99 = $250 account credit; projected annual processing volume less than $250,000 = $200 account credit. Processing volume will be verified by merchant activity or merchant account statement. Only one offer per eligible business. Additional merchant locations with the same TIN are ineligible for the stated offer. Offer cannot be combined with any other offer. Offer subject to change without notice. Merchant Services products and services are provided by First Data Merchant Services LLC. Early termination fee applies. Terms and conditions apply. Use of CLOVER® requires a Merchant Processing Agreement.

The Clover name, logo and related trademarks and service marks are owned by Clover Network, Inc. and are registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

Santander Merchant Services is powered by First Data Merchant Services LLC, and its affiliates, including Clover Network Inc. Merchant processing services are provided by First Data Services, LLC.

4 Next-business-day funds availability on most payments processed through Santander Merchant Services when deposited into your Santander Business Deposit account. Refer to your merchant services contract and Business Deposit Account Agreement for details, including applicable costs and procedures.

5 Free months are for new RUN Powered by ADP® clients in the continental U.S. that sign a complete ADP sales order between 04/01/2022 and 06/30/2022 and starts processing payroll by 06/30/2022 using the “ADP® Enhanced Payroll Bundle with 3-99 employees, the “ADP® Complete with HR Plus Bundle” with 3-99 employees or the “ADP® HR Pro Bundle” with 5-99 employees. Client must be in good standing, process consistently for 3 months at their implemented pay frequency and use Direct Debit of Fees. 3 free months would occur in the 4th, 5th, and 6th months of processing.

ADP, the ADP logo, RUN Powered by ADP and Always Designing for People are trademarks of ADP, Inc. and its affiliates. Copyright © 2022 All rights reserved.

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2022 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners. Santander Bank is not affiliated with First Data.