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   Exclusive online offer:

Get $400 when you open and use a Santander Select® checking account1   

Simply open your account online and have $5,000 or more in direct deposits within the first 90 days.

Additional requirements apply.
See details below. 
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Fill in your information to see your exclusive promo code.

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Offer is only valid with the use of a promotion code. Promotion of this offer may end at any time.

By submitting your contact information, you agree to receive an email providing your cash offer promo code. You will not receive additional marketing communication from Santander upon providing this information.

Congratulations! You're on your way to a cash bonus.

Almost there - just use this code to apply online. Your code has also been emailed to the address you provided.

To qualify for this offer, the promotion code must be entered into the online application.

Offer is only valid with use of a promotion code. Promotion of this offer may end at any time.

There has been an error in the request for your promotion code.

Please wait a few minutes and try again. We apologize for the inconvenience.

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How to receive your cash offer:

Step 1

Open a new Santander Select® checking account

Use the form at the top of this page to get your promo code and then enter the code in your online application. You must open your new account by 7/01/2024.

Step 2

Make direct deposits2

Have direct deposits totaling $5,000 or more in your account within the first 90 days.

Step 3

Get paid!

Once you've completed the requirements and your account has been open for 90 days, your bonus will be paid within 30 days.

Open your new account full of benefits

A Santander Checking Mastercard

Santander Select® Checking

Relationship banking with enhanced benefits and discounts.
  • Complimentary bank services, including incoming wire transfers, Santander Select®-branded checks, stop payments, and more
  • ATM surcharge fee rebates of up to $30 per service fee period, and no foreign transaction fee for debit card purchases and ATM withdrawals
  • Access to personalized advice and guidance in investments with a Santander Investment Services Financial Advisor3
For additional details, please refer to the Personal Deposit Account Fee Schedule.

Services designed around your needs

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Safety Net

Get overdraft fees waived on overdrawn balances less than or equal to $100 and no fees for Overdraft Protection Transfers.4 

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Online appointment

Simply book online for an in-branch appointment with your local Banker whenever you need.

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Branches and
2,000+ ATMs

Easily find a branch or ATM across the Northeast; in Miami, Florida; or inside select CVS® locations.

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Mobile Banking App5

Conveniently send money, check balances, and make mobile check deposits from anywhere.

Other qualifying accounts

If Santander Select Checking doesn't fit your needs, explore our other checking options that also come with a $400 offer.

Santander® Private Client Checking

An exclusive interest bearing checking account that puts you into focus with our highest level of benefits and discounts.

More details

Simply Right® Checking

A straightforward checking account that meets your everyday banking needs and includes an easy to waive Monthly Fee.6

More details

Find Us
Branches across the Northeast and in Miami, Florida, plus
2,000+ ATMs.

1Get $400 when you open a new Santander Select® Checking, Simply Right® Checking, or Santander® Private Client Checking account ($25 minimum opening deposit on all) by 7/01/2024 and have direct deposits totaling $5,000 or more post to this account within the first 90 days. The 90 day period begins the day of account opening, unless the account is opened on a weekend or holiday, in which case the period begins on the first business day after account opening. Offer is transferable until redeemed by the addressee and we reserve the right, in our sole discretion, to limit the number of times this Promotion Code may be used. You must be 18 years or older. Offer is not available if any account owner is a current checking customer of Santander or had a Santander checking account in the last 12 months prior to account opening. Offer cannot be combined with any other bonus offer. Promotion Code must be entered at new account opening to be eligible for this offer, and cannot later be added to an account, or changed, unless it is presented and applied within 14 days of account opening. The account must remain open in an eligible account type until payment of bonus, which will occur within 30 days thereafter. In addition, the account must remain open and in good standing to be bonus eligible. Bonus is considered interest and will be reported to the IRS on Form 1099-INT. If multiple accounts are opened with the same signer, only one account will be eligible for the bonus. For new checking account customers only. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL (Florida Eligibility: This offer is only eligible online in ZIP codes within Miami Dade, Monroe, and Broward Counties, including ZIP code 34141). As of 4/01/2024, the Annual Percentage Yield (APY) for Santander Select®  Checking is 0.01%, and Santander® Private Client Checking is 0.03%. Rates may change at any time and after the account is opened. Fees may reduce earnings. Offer expires 7/01/2024. This offer is subject to change at any time. Offer is only valid with use of a Promotion Code. Promotion of this offer may end at any time.​​​​

2Qualifying Direct Deposits include your paycheck, pension, government benefits (such as Social Security), or other eligible regular monthly income from your employer or the government electronically deposited to your checking account. Direct Deposits do not include teller deposits, wire transfers, debit card transfers, ATM, Online and Mobile Banking transfers or deposits, person to person transfers (such as Zelle® or Venmo), or a merchant advancing payroll using a debit card.

3Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker dealer, member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.


4If a transaction causes your account s balance to be overdrawn by one hundred dollars ($100) or less, we will not assess any Insufficient Item Paid fee(s) for that item. The amount of the Insufficient Funds Item Paid Fee, and Sustained Overdraft Fee is $15. A Sustained Overdraft Fee applies to accounts overdrawn by any amount (negative balance) for five (5) consecutive Business Days when the overdrawn balance at the end of the first day is more than $100, and is assessed to the account on the sixth (6th) Business Day. Fees may be imposed for covering overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is overdrawn for an extended period of time or the overdrawn amount is excessive. Any overdrafts that we pay must be promptly repaid by you.

5Rating by Apple® App Store customers. 4.7 out of 5 Rating. Based on 343k ratings on the app store as of 01/24/2024.
6Any deposit, withdrawal, transfer, or payment that is posted in the service fee period to the Simply Right® Checking account will waive the $10 Monthly Fee (excludes fees, rebates, and adjustments posted by Santander).

Member FDIC. © 2024 Santander Bank, N.A. All rights reserved. Santander, Santander Bank, the flame Logo, Simply Right, and Santander Select are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.