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The door’s wide open to simple checking.

Simple to use. Simple to get your bonus(es).1

1. Open an eligible checking account
with the minimum deposit specified in your mailed offer (see your mailed offer for a detailed description of all terms and conditions).

2. Maintain an average daily balance
totaling the amount specified in your mailed offer for the first 90 days of account opening. The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90. Check the average daily balance on your monthly statements to make sure you are on track.

3. Keep your account open
for at least 90 days and open at the time of bonus payment(s).

4. Once you meet these conditions,1
your bonus(es) will be paid directly to your new account within 30 days.

What you will need to open your new account:

Promotional Code – Your promotional code (on the mail you received) must be entered at account opening.

Social Security Number – to verify your identity.

Government Issued ID – a Driver’s License, Passport, State, or Military ID.

Funds – a low minimum deposit using your credit or debit card.

Valid Email Address – to confirm you can receive important information about your account.

Use Simply Right® Checking. Lose the Monthly Fee.

Easy to Waive the Monthly Fee

Simply make one transaction – a deposit, withdrawal, transfer, or payment – that posts to the account during the calendar month to waive the $10 Monthly Fee.2

Minimum Balance

No minimum balance requirement.

Convenient Access

Access Santander branches and 2000+ ATMs across the Northeast and in Miami, Florida, including over 1,000 in many CVS Pharmacy® locations.
Plus, manage your account with Online and Mobile Banking, customizable email alerts, and Mobile Check Deposit.

Friendly Service

Call our toll-free number at 855-806-6515 to speak to a Personal Banking Representative 8 AM – 8 PM, 7 days a week, excluding holidays. We’ll even help you switch from another bank.

And if Simply Right® Checking isn’t for you, we invite you to learn about our other great checking options.

Santander® Basic Checking
Simply Right® Checking
Santander Select® Checking
What it is
An account with a straightforward, predictable low Monthly Fee.
An account that allows you to waive the Monthly Fee with one transaction per calendar month.
Relationship banking that rewards your loyalty with better benefits and discounts.
Monthly Fee3
How to waive
the Monthly Fee
(per service fee period)
Cannot be waived.
Simply use the account each month. Any transaction (deposit, withdrawal, transfer, or payment) posted to the account.2
Maintain a minimum combined balance of $25,000 in bank deposits (consumer and certain business products4) and eligible investments** held with Santander Investment Services.§
Withdrawal Fee5
(domestic non-Santander ATM)
Free Paperless
(selected in online banking)
(per statement)
Savings Account
Account waives Monthly Fee on Santander® Savings6 and Santander® Money Market Savings7
Account waives Monthly Fee on Santander® Savings6 and Santander® Money Market Savings7

1 See your mailed offer for a detailed description of all terms and conditions. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, FL, or PA. Eligibility detail for Florida: This offer is only eligible online in zip codes within Miami-Dade, Monroe and Broward counties, including zip code 34141. If your home address is outside of those counties or outside zip code 34141, the offer is not available for redemption online.

2 Excludes fees, rebates, or adjustments posted by Santander.

3 Per service fee period.

4 Eligible business products include Business Checking, Savings, Money Market Savings, and Certificates of Deposit accounts, but exclude the following accounts: IOLTA, Bankruptcy, Brokered Deposits, Controlled Disbursement, Escrow, Government, and Union accounts. **Eligible investments held with Santander Investment Services do not include the following: Annuities held at Mass Mutual, Allstate, Phoenix, Ohio National; Immediate annuities or annuities that have become annuitized; Mutual funds and 529 products not custodied by Pershing LLC or National Financial Services LLC; Insurance products (with the exception of certain annuities held directly with a product sponsor).

5 Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

6 No Monthly Fee for Santander Savings with any personal Santander checking account or with $100 average daily balance per service fee period in the Santander Savings account (otherwise, $1.00). All other fees apply.

7 No Monthly Fee for Santander Money Market Savings with any personal Santander checking account or with $10,000 average daily balance per service fee period in the Santander Money Market Savings account (otherwise, $10.00). All other fees apply.

§ Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, Member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.


Santander Bank, N.A. is a Member FDIC. ©   Santander Bank, N.A. All rights reserved. Santander, Santander Bank, the Flame Logo and Simply Right are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.


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