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Check your loan rate in minutes with no impact to your credit score.

Click here for important product disclosures.
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Debt consolidation

Pay off higher-interest-rate credit card debt at a better rate. Consolidate and save.

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Emergency repairs

Whether it’s new tires, brakes, or both. Get what you need to be safe and sound.

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Home improvements

Make the upgrades and major purchases that make your home your own.


Now with EZApply — The fastest and simplest way to apply and close on a Santander Personal Loan.

Compare sample monthly loan payments.

Personal Loan, with a 84-month term, and our best rate of 6.99% APR:1

  Monthly Payment
Amount Personal Loan Credit card at 16.13% APR2
$5,000 $75.44 $99.68
$10,000 $150.88 $199.36
$20,000 $301.76 $398.72

That’s potentially thousands in savings over the life of the loan!

Please note that this comparison assumes you qualify for a loan with an Annual Percentage Rate (APR) of 6.99%. Fixed loan APRs (with ePay) range from 6.99% to 24.99%, depending on your creditworthiness.

Check your rate with no impact to your credit score.


Over 500 branches and more than 2,000 Santander ATMs across the Northeast and Florida, including in many CVS Pharmacy® locations. Also, with Santander Online Banking and our Mobile Banking App, you can bank digitally and securely anywhere, any time.


Strength and Experience

Strength & experience

Founded in Spain more than 150 years ago, Banco Santander is one of the largest and most respected financial institutions in the world. Here in the U.S., Santander Bank, N.A. is proud to be a federally chartered national bank and a member FDIC.


Products and Services

Products & services

With checking, savings, money market accounts, credit cards, mortgages, home equity lines of credit, personal loans and lines of credit, small business banking, and investment guidance, we’re here to help get you where you want to be—financially.


Personal Touch

A personal touch

We’re here to listen and help you make sense of your options so you can choose the accounts and services that fit your life. We want you to prosper. That's why we treat you and your money with respect.

Branch Locator
For general Personal Loan or Personal Line of Credit questions, call 877-726-0838.

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