Mortgages - Santander

MortgageFrom first step to doorstep.

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The door is open to a variety of financing options:

First home icon

First home

Refinance icon


Bigger home


EZApplySM from Santander®

Ready when you are with the fastest and simplest way to apply and close on a Santander Mortgage.

  • Apply fast and paperless any time, anywhere.
  • Track your application status from start to finish.
  • Work with a loan specialist assigned to you.
  • Close the loan at your convenience.*

Pre-qualify quickly and easily. Start or check the status of your application.

Faster financing that fits.

Whether you’re buying a new home or refinancing your current one, there’s a lot to think about. From rates to payments to closing costs, we’ll help you navigate the mortgage process from first step to doorstep.

Let’s explore best options.

Fixed-Rate Mortgage icon

Fixed-Rate Mortgage

When you like knowing exactly how much your monthly payments will be for the life of your loan. A great option if you plan to stay in your home for a number of years.

Adjustable Rate Mortgage icon

Adjustable Rate Mortgage (ARM)

If a lower monthly payment is important to you, an ARM typically offers an attractive interest rate for several years and then adjusts semi-annually for the remainder of your mortgage.

Specialized Mortgage Programs icon

Specialized Mortgage Programs

  • Federal Housing Administration (FHA) Loans with lower down payment options vs. a conventional mortgage.
  • Department of Veterans Affairs (VA) Loans: Mortgage options specifically for military personnel.
  • Construction Loans with flexible start-to-finish financing.

How Santander Home Lending steps up.

  • Competitive rates on the right mortgage for you. Service your way, in-person or online.
  • Access to more than 500 branches across the Northeast.
  • An A+ Better Business Bureau Rating.

Highly rated Mobile Banking App.

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251K ratings as of 6/2/2021.

Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.


Digital banking with Santander PROTECHTION gives you the confidence and control to bank online with peace of mind.

  • Manage accounts. Know you’re safe with us, using digital controls for cards, alerts, and more.
  • Manage cards. Activate debit and credit cards, put a misplaced card on hold, report them lost or stolen, and request replacements.
  • Set up alerts. Select and customize the alerts you want to receive, refine alert settings, and choose whether to receive them via text, email, or both.

Have questions?

* All loans are subject to approval.

Equal Housing Lender. Santander Bank, N.A. (NMLS# 494788) is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©   Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

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