Respect is helping you bank wherever you are, wherever you go.
You’ll be ready to bank when you leave the branch:
Day or night, and on the go:
Day or night, and on the go:
261K ratings as of 9/7/2021.
Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.
261K ratings as of 9/7/2021.
Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.
Digital banking with Santander PROTECHTION gives you the confidence and control to bank online with peace of mind.
Key feature.
No Monthly Fee* or minimum balance. For students 14-25.**
Account opening deposit.
$10 minimum.
Minimum balance.
No minimum balance requirement.
Interest.
This account is not interest bearing.
Monthly Fee.
$0.*
Reduced ATM fees.3
Withdrawals – $2 for domestic non-Santander ATMs. Balance inquiries – $0.
Statement delivery options.
Paper Statements – $3 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.
Key feature.
Straightforward, with a low Monthly Fee.
Account opening deposit.
$25 minimum.
Minimum balance.
No minimum balance requirement.
Interest.
This account is not interest bearing.
Monthly Fee.†
$3. Cannot be waived.
ATM withdrawal fee.3
$3 for domestic non-Santander ATM withdrawals.
Statement delivery options.
Paper Statements – $3 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.
Key feature.
Waive the Monthly Fee with one transaction per calendar month.†
Account opening deposit.
$25 minimum.
Minimum balance.
No minimum balance requirement.
Interest.
This account is not interest bearing.
Monthly Fee.†
$10. Fee waived with one transaction4 – a deposit, withdrawal, transfer, or payment – posted during the calendar month.
ATM withdrawal fee.3
$3 for domestic non-Santander ATM withdrawals.
Statement delivery options.
Paper Statements – $3 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.
Key feature.
Your gateway to a more rewarding banking relationship with better benefits and discounts.
Account opening deposit.
$25 minimum.
Minimum balance.
No minimum balance requirement.
Interest.
This account is interest bearing.
Priority service.
Call Santander Select® Services at 855‑678‑2265.
Statement delivery options.
Paper statements – $0 per statement. Paperless statements – $0. Selected in Online or Mobile Banking.
Monthly Fee.
$25. *Fee waived with combined balances of $25,000 in bank deposits (consumer and certain business products†) and eligible investments‡ held with Santander Investment Services.
Debit Card and ATM Fees.¤
Complimentary bank services:
Santander Select® checks, incoming wire transfers, overdraft protection transfers, and so much more.
We have a choice of checking accounts to consider. Click here to compare.
We have a choice of checking accounts to consider. Click here to compare.
We have a choice of checking accounts to consider. Click here to compare.
We have a choice of checking accounts to consider. Click here to compare.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
Personal Deposit Account Fee Schedule.
Personal Deposit Account Agreement.
Frequently asked questions.
Account Set-Up Checklist.
Account opening options.
Call
877‑768‑2265 to speak with a Personal Banking Representative.
Email
General inquiries about Santander's solutions and services.
ATM/Branches
Find a location.
*Other fees may apply, including a Paper Statement Fee if you do not elect to go Paperless in Online or Mobile Banking. Refer to the Personal Deposit Product Guide and Fee Schedule for more details.
**Account is available to students 14-25 years of age (legal guardian co-owner required for those between 14-18 years). Once you reach 26, we may convert your Student Value Checking to another checking product.
1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.
3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. Other ATM fees may apply. Please refer to the Personal Deposit Product Guide and Fee Schedule for more details. ATM owner may charge a separate fee.
◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.
Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
†Per service fee period.
§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.
1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.
2No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.
3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.
◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
†Per service fee period.
1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.
2No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.
3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.
4Excludes fees, rebates, or adjustments posted by Santander.
§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.
◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
†Eligible business products include Business Checking, Savings, Money Market Savings, and Certificates of Deposit accounts, but exclude the following accounts: IOLTA, Bankruptcy, Brokered Deposits, Controlled Disbursement, Escrow, Government, and Union accounts.
‡Eligible investments held with Santander Investment Services do not include the following: Annuities held at Mass Mutual, Allstate, Phoenix, Ohio National; Immediate Annuities or Annuities that have become annuitized; Mutual funds and 529 products not custodied by Pershing LLC; Insurance Products (with the exception of certain annuities held directly with a product sponsor). Minimum to open is $25.
¤For detailed information, please review the Santander Select Fee Schedule.
¤¤We limit withdrawals and transfers out of your savings and money market savings accounts. You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per Service Fee Period (such as by automatic or pre-authorized transfers using telephone, online banking, mobile banking, overdraft protection, payments to third parties, wire transfers, checks, and drafts). If you repeatedly exceed these limits, we may close or convert your account to a checking account, which may be a non-interest-bearing checking account.
§Digital Banking Guarantee: When you use Online Banking, we guarantee that your money is protected against online fraud or losses and that your bills will be paid on time. You are protected against unauthorized online transactions as long as you check your statement and promptly notify us of any unauthorized activity. Refer to your Digital Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions, as well as a list of supported mobile devices.
§§Available for checking account customers.
◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, Member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.
| INVESTMENT AND INSURANCE PRODUCTS ARE: | |||||
| NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | |||
| NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT A BANK DEPOSIT | ||||
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