Steps in the Mortgage Timeline
How Your Credit Score Affects Your Mortgage
Before you get started, it’s important to check your credit score and learn how it may affect your mortgage eligibility.
Pre-Approval vs. Prequalification
Heard of both but not sure which one is right for you? Compare how being prequalified or pre-approved for a mortgage could affect your chances at purchasing a home, as well as help determine your home-buying budget.
Meeting With a Mortgage Development Officer
Plan a meeting with a mortgage specialist, and get the answers to key questions about your borrowing options.
Planning to put less than twenty percent down? Learn how private mortgage insurance works (PMI) and if you’ll need it.
How to Prequalify for a Mortgage
Follow these steps to prequalify for a mortgage.
How to Get Pre-Approved for a Mortgage
Learn how to get pre-approved for a mortgage to help you move through the mortgage application process.
Mortgage Application Checklist
Use this checklist to help you gather any information or documents you’ll need to submit your mortgage application.
Processing Your Mortgage Application
Discover what to expect as you wait for conditional or final approval of your mortgage application, as well as additional steps you may need to take.
What is Escrow?
Heard the term but unclear as to how it affects you? Learn what escrow is, and how an escrow account will affect your monthly mortgage payments.
Discover how paying mortgage points at closing could change the amount of interest you pay over time.
Closing On Your House
Learn what to expect at closing, and the final steps you need to take to finalize your mortgage and the purchase of your new home.
Making Mortgage Payments
Mark the calendar for your first mortgage payment, and learn who to get in touch with questions or updates.
Mortgage Term Glossary
Define key terms that you could run across as you apply for a mortgage.
Learn about the protections provided by property insurance provisions.