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Santander Modular Content Framework

A paragraph is a self-contained unit of a discourse in writing dealing with a particular point or idea. Paragraphs are usually an expected part of formal writing, used to organize longer prose.

HTML tables - common-table

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Types of Overdraft Fees

Amount

Description of Fee

Insufficient Funds Fee – Item Paid

$35

Fee is applied when an item is paid that puts the account balance into a negative balance.

Unavailable Funds Fee – Item Paid

$35

Fee is applied when an item is paid against funds that were deposited, but not yet available for use.

Insufficient or Unavailable Funds Item Returned

$35

Whenever an item is presented against insufficient or unavailable funds and the decision is to return the item, this fee is assessed to the account.

Sustained Overdraft Fee

$35

After an account has been overdrawn by any amount (negative balance) for five (5) consecutive business days, a sustained overdraft fee is assessed to the account on the sixth (6th) business day.

Overdraft Protection Transfer Fee

$12

Fee is:

  • Charged each day a transfer occurs,
  • Included in the amount of the transfer, and
  • Charged to the destination account when the transfer is made.
Description of deposit: When the funds are available:
  • Cash deposits.
  • Direct deposits.
  • Other electronic deposits and wire transfers.
 Same business day that we receive the deposit.
  • Checks drawn on a Santander account and U.S. Treasury checks.
  • The first $225 of all checks you deposit on a business day.
 No later than the next business day.
  • Remainder of all other checks.
 No later than the second business day.
Cutoff time on a business day.

(All transactions after this time or on a non-business day will be considered as conducted on the next business day.)
Deposits  
Branch: Branch closing time.
Santander Mobile Banking App: 10 p.m.
Santander ATM: 10 p.m.
Transfers using Online/Mobile Banking  
Between own accounts: 10 p.m.
To another Santander customer: 10 p.m.
To an account outside the bank: 8 p.m.
Transfers using telephone banking: 10 p.m.

HTML tables - alt-table

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State account was opened Date account was opened Routing number
CT, MA, NH, RI On or before May 17, 2012 011075150
CT, MA, NH, RI After May 17, 2012 231372691
MD, NJ, NY, PA, DE Any date 231372691

HTML tables - nested-table

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Same business day that we receive the deposit. No later than the next business day. No later than the second business day.
$200 available (cash). Additional $625 available.
($400 Santander check and first $225 of non‑Santander check.)		 Remaining $175 available.
(Remainder of the $400 non‑Santander check.)

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Custom CSS class added to HTML fragment: san-mod

Convenient

  • Make fast everyday purchases without cash or checks.
  • Use at any contactless, chip, or magnetic terminals, everywhere Mastercard® is accepted.
  • Withdraw cash whenever you need it.

Secure

  • Make safe in-store, in-app purchases.
  • Shop online, pay bills, and make payments by phone.
  • Enjoy the peace-of-mind of Santander® PROTECHTION.

Convenient

  • Make fast everyday purchases without cash or checks.
  • Use at any contactless, chip, or magnetic terminals, everywhere Mastercard® is accepted.
  • Withdraw cash whenever you need it.

Secure

  • Make safe in-store, in-app purchases.
  • Shop online, pay bills, and make payments by phone.
  • Enjoy the peace-of-mind of Santander® PROTECHTION.

Smart

  • Spend like cash, with no interest or late payments.
  • Set up recurring payments and avoid late payment fees.
  • Add to your digital wallet to make purchases with Apple Pay.

Convenient

  • Make fast everyday purchases without cash or checks.
  • Use at any contactless, chip, or magnetic terminals, everywhere Mastercard® is accepted.
  • Withdraw cash whenever you need it.

Secure

  • Make safe in-store, in-app purchases.
  • Shop online, pay bills, and make payments by phone.
  • Enjoy the peace-of-mind of Santander® PROTECHTION.

Smart

  • Spend like cash, with no interest or late payments.
  • Set up recurring payments and avoid late payment fees.
  • Add to your digital wallet to make purchases with Apple Pay.

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Convenient

  • Make fast everyday purchases without cash or checks.
  • Use at any contactless, chip, or magnetic terminals, everywhere Mastercard® is accepted.
  • Withdraw cash whenever you need it.

Secure

  • Make safe in-store, in-app purchases.
  • Shop online, pay bills, and make payments by phone.
  • Enjoy the peace-of-mind of Santander® PROTECHTION.

Smart

  • Spend like cash, with no interest or late payments.
  • Set up recurring payments and avoid late payment fees.
  • Add to your digital wallet to make purchases with Apple Pay.

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