Investment Lending

Learn more about our financing options for projects designed to stabilize, revitalize, and develop low- and moderate-income communities.

Using the programs below, contractors and organizations can work with Santander to fund projects that create affordable housing and aid in the deployment of essential social services.

Financing Programs

New Market Tax Credits (NMTC)—Provide developers of commercial businesses and real estate with below-market interest rates and/or equity infusions.

Low-Income House Tax Credits (LIHTC)—Allow developers to offer affordable rents by using the credits in conjunction with conventional debt financing for the construction and/or rehabilitation of multi-family rental housing.

Historic Preservation Tax Incentives—Enable builders to rehabilitate and restore buildings to a manner that retains their historic character and serve a need within the community.