Sometimes simple just makes sense. If you want a straightforward, simple business checking account, check out Basic Business Checking. It offers everything you need, and nothing you don't.
Useful Links and Documents
Business Deposit Account Fee Schedule
Business Deposit Account Agreement
These guidelines can help you determine whether Basic Business Checking is the right fit for you.
Your organization needs a reliable, simple business checking account.
Your balances and transaction levels are fairly low.
You need a basic checking option for your home-based business.
Whatever you need, we’ve got a checking account that makes sense for your business. Plus, every account offers the added convenience of Online and Mobile Business Banking and a Santander® Business Debit Mastercard®. Explore your options using this comparison chart.
 Basic Business Checking |
 Business Checking |
 Business Checking Plus |
|
|---|---|---|---|
| Summary | Our no frills, lowest-cost business checking option | An ideal everyday business checking solution | A premium account for businesses seeking the rewards of a larger banking relationship |
| Best Choice If You Have |
|
|
|
| Transactions Included Per Month |
50*, then $0.60 per transaction | 300*, then $0.60 per transaction | 750*, then $0.60 per transaction |
| Monthly Fee | $7.50 | $15 | $50 |
| Ways to Waive Monthly Fee |
|
|
|
| Free Checks? |
25% off first check order | 25% off first check order | First Check order Free - Up to $100 in value |
| Learn more Get in touch | Learn more Get in touch | Learn more Get in touch |
Check out some of the ways our low-cost business checking account can work for you.
Low Monthly Fee, waived with an average daily balance of $1,500.
50 basic transactions included each month.1
No fee for cash deposit processing up to $7,500.2
Please, tell us where you live so we can give you accurate rate and fee information for your location.
Any accounts opened online will be assigned to the branch closest to your residential zip code, and will receive the interest rates and APYs available at that branch.
Discover additional services that may benefit your business.
Lending Options
We make it easy to borrow the funds you need to fuel your growth.
Merchant Services
Provide your customers convenient and secure payment methods — in store or online.
Business Money Market Savings Account
Earn attractive interest rates on your excess cash.
1*Basic transactions include checks paid, teller deposits, ATM deposits, deposited items, and ACH items (electronic debits and credits not originated by customer, Santander Check Deposit Link batch deposits, Santander Check Deposit Link items processed, and Santander Check Deposit Link ACH converted transactions). Santander® Merchant Services (credit and debit card payment processing), Santander Payroll & HR Services, and ACH debit items are not included. For Basic Business Checking the number of basic transactions included in your account is up to 50, then the charge is $0.60 each per transaction per month.
2The amount of cash deposit processing included in your account is up to $7,500 per month. Once your total monthly deposit exceeds $7,500 there is a $0.27 per $100 charge, unless Express Cash Pack® service is used then the charge is $0.22 per $100 deposit.
Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are registered trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated. Quicken and QuickBooks, are trademarks of Intuit Inc., or one of its subsidiaries, in the United States and other countries. All other trademarks are the property of their respective owners.
