Sometimes simple just makes sense. If you want a straightforward, simple business checking account, check out Basic Business Checking. It offers everything you need, and nothing you don’t.
Basic Business Checking
Is Basic Business Checking Right for You?
These guidelines can help you determine whether Basic Business Checking is the right fit for you.
Your organization needs a reliable, simple business checking account.
Your balances and transaction levels are fairly low.
You need a basic checking option for your home-based business.
How Basic Business Checking Compares
Whatever you need, we’ve got a checking account that makes sense for your business. Plus, every account offers the added convenience of Online and Mobile Business Banking and a Santander® Business Debit Mastercard®. Explore your options using this comparison chart.
Download a PDF of our business checking comparison chart
 Basic Business Checking |
 Business Checking |
 Business Checking Plus |
|
|---|---|---|---|
| Summary | Our no frills, lowest-cost business checking option | An ideal everyday business checking solution | A premium account for businesses seeking the rewards of a larger banking relationship |
| Best Choice If You Have |
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| Transactions Included Per Month |
50*, then $0.60 per transaction | 300*, then $0.60 per transaction | 750*, then $0.60 per transaction |
| Monthly Fee | $7.50 | $15 | $50 |
| Ways to Waive Monthly Fee |
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| Free Checks? |
No | No | First Check order Free - Up to $100 in value |
| Learn more | Learn more | Learn more |
Basic Business Checking Account Benefits
Check out some of the ways our low-cost business checking account can work for you.
Low Monthly Fee, waived with an average daily balance of $1,500.
50 basic transactions included each month.1
No fee for cash deposit processing up to $7,500.2
Meet Your Business Banking Specialists
Santander's knowledgeable business bankers are ready to help you choose the right banking solutions for your business. Contact us today.
Additional Accounts
Discover additional services that may benefit your business.
Lending Options
We make it easy to borrow the funds you need to fuel your growth.
Merchant Services
Provide your customers convenient and secure payment methods — in store or online.
Business Money Market Savings Account
Earn attractive interest rates on your excess cash.
1*Basic transactions include checks paid, teller deposits, ATM deposits, deposited items, and ACH items (electronic debits and credits not originated by customer, Santander Check Deposit Link batch deposits, Santander Check Deposit Link items processed, and Santander Check Deposit Link ACH converted transactions). Santander® Merchant Services (credit and debit card payment processing), Santander Payroll & HR Services, and ACH debit items are not included. For Basic Business Checking the number of basic transactions included in your account is up to 50, then the charge is $0.60 each per transaction per month.
2The amount of cash deposit processing included in your account is up to $7,500 per month. Once your total monthly deposit exceeds $7,500 there is a $0.27 per $100 charge, unless Express Cash Pack® service is used then the charge is $0.22 per $100 deposit.
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