Sometimes simple just makes sense. If you want a straightforward, simple business checking account, check out Basic Business Checking. It offers everything you need, and nothing you don't.
Useful Links and Documents
Business Deposit Account Fee Schedule
Business Deposit Account Agreement
These guidelines can help you determine whether Basic Business Checking is the right fit for you.
Your organization needs a reliable, simple business checking account.
Your balances and transaction levels are fairly low.
You need a basic checking option for your home-based business.
Whatever you need, we’ve got a checking account that makes sense for your business. Plus, every account offers the added convenience of Online and Mobile Business Banking and a Santander® Business Debit Mastercard®. Explore your options using this comparison chart.
 Basic Business Checking |
 Business Checking |
 Business Checking Plus |
|
|---|---|---|---|
| Summary | Our no frills, lowest-cost business checking option | An ideal everyday business checking solution | A premium account for businesses seeking the rewards of a larger banking relationship |
| Best Choice If You Have |
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| Transactions Included Per Month |
50*, then $0.60 per transaction | 300*, then $0.60 per transaction | 750*, then $0.60 per transaction |
| Monthly Fee | $7.50 | $15 | $50 |
| Ways to Waive Monthly Fee |
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| Free Checks? |
25% off first check order | 25% off first check order | First Check order Free - Up to $100 in value |
| Learn more Get in touch | Learn more Get in touch | Learn more Get in touch |
Check out some of the ways our low-cost business checking account can work for you.
Low Monthly Fee, waived with an average daily balance of $1,500.
50 basic transactions included each month.1
No fee for cash deposit processing up to $7,500 per service fee period. 2
Discover additional services that may benefit your business.
Merchant Services
Provide your customers convenient and secure payment methods — in store or online.
Business Money Market Savings Account
Earn attractive interest rates on your excess cash.
1Basic transactions include checks paid, teller deposits, ATM deposits, Money Center deposits, deposited Items, and ACH items (electronic debits and credits not originated by customer). Santander Merchant Services (credit and debit card payment processing) and Santander Payroll Services ACH debit items are not included. Business Checking, Business Interest Checking, Basic Business Checking and Business Checking Plus basic transaction limits also include Santander Check Deposit Link batch deposits, Santander Check Deposit Link items processed, and Santander Check Deposit Link ACH converted transactions. Service Fee Period means the period beginning on the day regular service fees, such as monthly fees, are posted to your Account and ends on the day before service fees are next posted to your Account. This may not always be a calendar month.
2The amount of cash deposit processing included in your account is up to $7,500 per service fee period. Once your total deposit exceeds $7,500 there is a $0.27 charge per $100 of deposits, unless Express Cash Pack® service is used then the charge is $0.22 per $100 of deposits.
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