Sometimes basic is beautiful. Basic Business Checking.


Basic Business Checking

Basic Business Checking Monthly Fees.


Is Basic Business Checking Right for You?

These guidelines can help you determine whether Basic Business Checking is the right fit for you.

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Your organization needs a reliable, simple business checking account.

low balance transaction icon

Your balances and transaction levels are fairly low.

home business checking

You need a basic checking option for your home-based business.

How Basic Business Checking Compares

Whatever you need, we’ve got a checking account that makes sense for your business. Plus, every account offers the added convenience of Online and Mobile Business Banking and a Santander® Business Debit Mastercard®. Explore your options using this comparison chart.


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Basic Business Checking
man with dolly in warehouse
Business Checking
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Business Checking Plus
Summary Our no frills, lowest-cost business checking option An ideal everyday business checking solution A premium account for businesses seeking the rewards of a larger banking relationship
Best Choice
If You Have
  • Low transaction volumes
  • Low average monthly balances
  • Low to moderate transaction volumes and monthly balances
  • A need for multiple ways to waive your Monthly Fee
  • High transaction volumes and multiple checking accounts
  • Need for cash management services such as ACH or Wires
Included Per
50*, then $0.60 per transaction 300*, then $0.60 per transaction 750*, then $0.60 per transaction
Monthly Fee $7.50 $15 $50
Ways to
Monthly Fee
  • Maintain $1,500 average daily checking balance
  • Maintain $5,000 average daily checking balance OR
  • $10,000 in combined business deposit balances OR
  • Deposit one or more Santander Merchant Services payments in your account OR
  • Incur $50 or more in cash management service fees OR
  • Make 3 debit card purchases with your Santander Business Debit MasterCard
  • Maintain $40,000 average daily checking balance OR
  • $60,000 in combined business deposit account balances OR
  • Deposit one or more Santander Merchant Services payments in your account OR
  • Incur $50 or more in cash management service fees
25% off first check order 25% off first check order First Check order Free - Up to $100 in value

Basic Business Checking Account Benefits

Check out some of the ways our low-cost business checking account can work for you.

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Low Monthly Fee, waived with an average daily balance of $1,500.

50 free transactions icon

50 basic transactions included each month.1

waive fees icon

No fee for cash deposit processing up to $7,500.2

Meet Your Business Banking Specialists
Santander's knowledgeable business bankers are ready to help you choose the right banking solutions for your business. Contact us today.

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Serving Business with x qualifications



Get in touch

Additional Accounts

Discover additional services that may benefit your business.

1*Basic transactions include checks paid, teller deposits, ATM deposits, deposited items, and ACH items (electronic debits and credits not originated by customer, Santander Check Deposit Link batch deposits, Santander Check Deposit Link items processed, and Santander Check Deposit Link ACH converted transactions). Santander® Merchant Services (credit and debit card payment processing), Santander Payroll & HR Services, and ACH debit items are not included. For Basic Business Checking the number of basic transactions included in your account is up to 50, then the charge is $0.60 each per transaction per month.

2The amount of cash deposit processing included in your account is up to $7,500 per month. Once your total monthly deposit exceeds $7,500 there is a $0.27 per $100 charge, unless Express Cash Pack® service is used then the charge is $0.22 per $100 deposit.

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©  Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are registered trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated. Quicken and QuickBooks, are trademarks of Intuit Inc., or one of its subsidiaries, in the United States and other countries. All other trademarks are the property of their respective owners.

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