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Through the Certificate of Deposit Registry Service, known as CDARS®, Santander can provide you with access to multi-million-dollar FDIC insurance. You can avoid the hassle of working directly with multiple banks while you earn CD-level interest. For many investors, such as individuals and corporations, CDARS can be a valuable cash management or longer-term investment tool. A Santander account is required to place a CDARS deposit.

Key Advantages

  • Safety – We place your funds into CDs issued by other banks in the CDARS Network—in increments of less than the standard FDIC insurance maximum—so that both principal and interest are eligible for complete FDIC protection.
  • Convenience – You will receive one interest rate per maturity and one regular statement, so there’s no need to manage multiple interest rates, track interest disbursements from various sources, or manually consolidate statements.
  • CD-Level Rates – CD rates may compare favorably to those associated with other high quality investment alternatives including Treasuries, sweep accounts, and money market mutual funds.
  • Flexible Maturity Options: 1 month, 3 months, 6 months, 1 year, 2 years, 3 years, 5 years.
  • No fees.

For more information about CDARS, call Santander Treasury Group at 1-866-951-5722 

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