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Merchant Services
Santander Merchant Services, powered by First Data, provide your business with fast, easy, and cost-effective payment processing solutions to improve your cash flow.
  • Accept payments in store, online, or via mobile device, and keep those funds flowing into your business faster
  • Get your money even sooner with next-day funding when you link a business checking account to your Santander Merchant Services account2
  • Upgrade your day-to-day payment process and enhance security with the state-of-the-art Clover® product line that enables you to get paid faster, sell more, and run your business better
Plus, take advantage of these other great services and benefits.
  • Boost your productivity by using powerful and easy-to-use business management systems like Clover® Station and Clover® Mini
  • Waive the Monthly Fee on your linked business checking account when you open and use a Santander Merchant Services account—up to $600 in savings!3

Click below to ask about a Santander Merchant Services account and a
Santander small business representative will follow up with you.


1 To receive the $250 merchant bonus, your business must not currently have, nor have had, any Santander Merchant Services account in the last 12 months, and your business must do all of the following: (i) Open a new merchant processing account with Santander Merchant Services, powered by First Data, between 01/10/17 and 03/31/17 and keep it open for 90 days; (ii) Link your new Santander Merchant Services processing account to a Santander Business Checking or Santander Business Checking Plus account; (iii) Have $250 or more in Santander Merchant Services payments deposited into your Santander Business Checking or Santander Business Checking Plus account within the first 90 days of merchant account opening. You will receive a $250 bonus in your linked Santander business checking account within 30 days of meeting all offer requirements. Only the business to which the corresponding letter or email is addressed is eligible for this offer. One $250 cash incentive per business entity as identified by Taxpayer Identification Number (TIN) on the corresponding letter. Santander Merchant Services are provided by First Data Merchant Services. Certain restrictions apply. Merchant account is subject to credit approval by First Data Merchant Services and requires merchant acceptance of applicable terms and conditions. Additional merchant locations with the same Taxpayer Identification Number (TIN) are ineligible for the stated offer. Other fees may apply.

2 Next-business-day funds availability on most payments processed through Santander Merchant Services. Refer to your merchant services contract and Business Deposit Account Agreement for details, including applicable costs and procedures.

3 $600 savings per year comes in the form of waived $50 monthly maintenance fees when you have at least one Santander Merchant Services account payment deposited into your Santander Business Checking Plus account each month for the full year.

Equal Housing Lender. Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank, and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners. Santander Bank is not affiliated with FDMS or any of its affiliates. Santander Merchant Services is used under license by First Data Corporation.