Home Equity Line of Credit background image

Home Equity Line of Credit
Get the funds
to get it done.

Variable Rate as Low as:3.00%APR1with first lien,
$200,000 credit line.

EZApplySM
Home Equity Line of Credit background image

Home Equity Line of Credit
Get the funds
to get it done.

Variable Rate as Low as:3.50%APR1with first lien,
$200,000 credit line.

EZApplySM

Above rates are valid with automatic payment from any Santander®checking account.

Home Equity Line of Credit background image

Home Equity Line of Credit
Get the funds
to get it done.

Choose your state
for more information.

When you need funds fast, a Santander Home Equity Line of Credit is:

Competitive

  • No minimum-draw requirement to receive the best rate.
  • No application fee, no appraisal fee, and no closing costs.1

Convenient

  • A ready source of funds for unexpected expenses.
  • Access funds as you need them by check or online, up to your available credit limit.
  • Choice of interest-only or principal and interest payments.
  • Fixed-Rate Lock Option on outstanding balances.1

Budget friendly

  • Ability to reuse as you repay, and you only pay interest on the amount you use.
  • The interest you pay may be tax deductible.2
  • Enjoy a rate discount when you set up automatic payment from any Santander checking account.1

Reasons for a Home Equity Line of Credit:

Ready to remodel your kitchen, or pay for large or unexpected expenses? See how a Home Equity Line of Credit can help make it happen. Apply now.

Unexpected expenses icon

Unexpected expenses

Home improvements icon

Home improvements

Debt consolidation icon

Debt consolidation

Appliances icon

Appliances

Now with EZApplySM- The fastest and simplest way to apply and close on a Santander Home Equity Line of Credit.

Over 500 branches and more than 2,000 Santander ATMs across the Northeast, including in many CVS Pharmacy® locations. Also, with Santander Online Banking and our Mobile Banking App, you can bank digitally and securely anywhere, any time.

Strength & experience icon

Strength & experience

Founded in Spain more than 150 years ago, Banco Santander is one of the largest and most respected financial institutions in the world. Here in the U.S., Santander Bank, N.A. is proud to be a federally chartered national bank and a member FDIC.

Products & services icon

Products & services

With checking, savings, money market accounts, credit cards, mortgages, home equity lines of credit, personal loans and lines of credit, small business banking, and investment guidance, we’re here to help get you where you want to be—financially.

A personal touch icon

A personal touch

We’re here to listen and help you make sense of your options so you can choose the accounts and services that fit your life. We want you to prosper. That's why we treat you and your money with respect.

 
app storegoogle play