• Login to Online or Mobile Banking.
  • Use Transfers to send money to any Checking, Savings or Money Market Account in the U.S. 
  • Receive your transfer within one-to-three business days (exceptions may apply).*



  • Use a Santander® One-Time Passcode (OTP) service to add an extra layer
    of security.**
  • Get automatic notifications when you add, modify or delete recipients. 
  • Rest assured your Online and Mobile Banking transactions are protected
    under our Online Banking Guarantee.*** 


Sending money is free.

That's right, sending money is easy, secure and free.


More Questions? – Scroll down to our Frequently Asked Questions.
Or Login to Online or Mobile Banking to Start Sending Money Now


*Your transfer will generally be received within the specified time frame as long as the information entered is complete and correct. Refer to your Online Banking Agreement for details.

**To register and use OTP, you must have a valid cell phone on file that can receive incoming text messages. Your mobile service provider may charge for sending and receiving text messages on your mobile phone. Check with your service provider for details on specific fees and charges that may apply.

***Please refer to the Online Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions.

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank, the Flame Logo are registered trademarks of Banco Santander, S.A. or its affiliates or subsidiaries in the United States and other countries.

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