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Compare Checking Accounts

Banking should be easy, convenient, and tailored to your personal and financial needs. That’s why we offer several distinct types of checking accounts with a range of key benefits and features.

What Are the Different Types of Checking Accounts?

Whether you’re looking for a checking account with no Monthly Fee or an easy-to-waive Monthly Fee, no minimum balance, or if you’d like personalized service from a dedicated banker, our checking account types were designed with your unique needs in mind. In addition to the features below, each Santander Bank checking account offers mobile banking, easy access to thousands of ATMs, and a savings account benefit.

 

 
 
 
 

Compare Checking Account Features

Use the table to compare checking accounts and find the one that’s right for you.

Click here for a printable version.

  Student Value
Checking
Santander® Basic
Checking
Simply Right®
Checking
Santander® Premier Plus Checking
What is it An account designed for Students. An account with a low, predictable Monthly Fee. A simple and intuitive account that makes it easy to waive the Monthly Fee. An account that rewards you for your total banking relationship.
Monthly Fee $0 $3 $10 $35
How to waive the Monthly Fee
(per service fee period)
N/A Cannot be waived. Simply use the account each month.

Any transaction (deposit, withdrawal, transfer, or payment) posted to the account.
$75,000 in combined balances in deposits and eligible investments held with Santander Investment Services
-- or --
$6,000 in Direct Deposits.± ±
Interest Earning - - - Yes
Minimum Opening Deposit $10 $25 $25 $50
ATM Withdrawal Fee3
(domestic non-Santander ATM)
$2 $3 $3 $0
Free Paperless Statements
(selected in online banking)
Yes Yes Yes Yes
Paper Statements
(per statement)
$3 $3 $3 $0
Savings Account Benefit Account waives Monthly Fee on Santander® Savings1 and Santander® Money Market Savings.2 Access to Santander® Premier Plus Money Market Savings.

 

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Benefits of Banking with Us
Convenience
Convenience
  • Over 600 branches and more than 2,000 Santander ATMs across the Northeast, including many CVS/pharmacy® locations.
  • Use your Debit Mastercard® for everyday on–the–go purchases.§
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay®.
Security
Security
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Online Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.
Service
Service
  • Call a toll-free number to speak to a Personal Banking Representative.
  • Use telephone banking at your convenience, 24 hours a day, 7 days a week.
  • Expect to be treated with respect during every customer service interaction.
  • Enjoy products and services that are simple, easy-to-understand, and easy to use.

*Other fees may apply, including a Paper Statement fee, if you elect to receive paper statements. Refer to your fee schedule for details.

Per service fee period

§ Available for Checking account customers.

Click here for more information about our Identity Theft Assistance Services.

Direct deposits include deposits made by your employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations. It does not include deposits to your Account that are made by an individual using online banking or an Internet payment provider such as PayPal.

1 No Monthly Fee for Santander® Savings with any consumer Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

2 No Monthly Fee for Santander® Money Market Savings with any consumer Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

3 Domestic ATMs are ATMs in the 50 United States, the District of Columbia and Puerto Rico. ATM owner may charge a separate fee.

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