Student Value Checking
- No Monthly Fee*.
- No minimum balance.
- Mobile banking.
Banking should be easy, convenient, and tailored to your personal and financial needs. That’s why we offer several distinct types of checking accounts with a range of key benefits and features.
Whether you’re looking for a checking account with no Monthly Fee or an easy-to-waive Monthly Fee, no minimum balance, or if you’d like personalized service from a dedicated banker, our checking account types were designed with your unique needs in mind. In addition to the features below, each Santander Bank checking account offers mobile banking, easy access to thousands of ATMs, and a savings account benefit.
Student Value Checking
Santander Basic Checking
Simply Right® Checking
Santander Premier Plus Checking
|Santander® Premier Plus Checking|
|What is it||An account designed for Students.||An account with a low, predictable Monthly Fee.||A simple and intuitive account that makes it easy to waive the Monthly Fee.||An account that rewards you for your total banking relationship.|
|How to waive the Monthly Fee
(per service fee period)
|N/A||Cannot be waived.||Simply use the account each month.
Any transaction (deposit, withdrawal, transfer, or payment) posted to the account.
|$75,000 in combined balances in deposits and eligible investments held with Santander Investment Services
-- or --
$6,000 in Direct Deposits.± ±
|Minimum Opening Deposit||$10||$25||$25||$50|
|ATM Withdrawal Fee3
(domestic non-Santander ATM)
|Free Paperless Statements
(selected in online banking)
|Savings Account Benefit||Account waives Monthly Fee on Santander® Savings1 and Santander® Money Market Savings.2||Access to Santander® Premier Plus Money Market Savings.|
Call Us 877.768.2265
*Other fees may apply, including a Paper Statement fee, if you elect to receive paper statements. Refer to your fee schedule for details.
† Per service fee period
§ Available for Checking account customers.
§§ Please refer to your Online Banking or Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.
◊Click here for more information about our Identity Theft Assistance Services.
‡ Direct deposits include deposits made by your employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations. It does not include deposits to your Account that are made by an individual using online banking or an Internet payment provider such as PayPal.
1 No Monthly Fee for Santander® Savings with any consumer Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.
2 No Monthly Fee for Santander® Money Market Savings with any consumer Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.
3 Domestic ATMs are ATMs in the 50 United States, the District of Columbia and Puerto Rico. ATM owner may charge a separate fee.