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Preferred Plus Banking

If you're looking for the flexibility, convenience, and access to bank how and when you want, Preferred Plus banking is right for you. It offers convenient solutions for managing your everyday finances, as well as products and services designed to help you save for your future and manage your short- and long-term goals.

This product is not available for this state

1 No monthly fee with at least $2,500 in total direct deposits or an average daily balance of $2,500 for the service fee period (otherwise, $15).

2 Does not apply outside the 50 United States. ATM owner may charge a separate fee.

3 You can withdraw funds from your Preferred Plus Money Market Savings account no more than 6 times by computer, telephone, preauthorized transfer, check or Debit Card purchase each service fee period. Fees apply if you exceed these limits, and if you repeatedly exceed these limits, we will close your account or convert your account to a checking account.

4 No monthly fee with Preferred Plus Checking or $2,000 average daily balance (otherwise, $10). All other fees apply.

5 When you promptly notify us. Does not apply to transactions made using your PIN. Please refer to your Personal Deposit Account Agreement for more details.

6 Certain restrictions apply. For full details, see the Guide to Benefits insert that will be sent with your new card or visit for more details. Remember to keep all receipts to properly review your claim.

7 Cash rewards are earned on purchases made at participating online retailers through the Santander Cash Rewards® Program tab in Online Banking or in-store at participating national and local retailers when using your Santander Debit MasterCard. Look for terms of the participating retailers' and sign up on the Santander Cash Rewards tab in Online Banking. Participating retailers are subject to change.

8 Please refer to the Online Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions.

9 All applications subject to approval.