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Premier Money Market Savings Account

There are many reasons why Santander's Premier Money Market Savings account should be part of your financial plan. Premier Money Market Savings offers exclusive rates to help you save for your long-term goals. As a companion to your Santander Premier Checking account you receive even more benefits. It's our way of rewarding you for doing more of your banking with us.

Premier Money Market Savings Account

  • Exclusive complimentary savings account offered to customers with any Santander Premier Checking account1
  • Tiered savings account that pays exclusive rates for higher balances*
  • Easy transfers to and from checking2
  • The convenience of writing money market checks2
  • The security of FDIC insurance
  • Combined monthly statement with checking account for easier management of multiple accounts
  • Available to use for overdraft protection2
  • Ability to link to your Santander Debit MasterCard®2

Santander Online Banking

  • 100% guaranteed against fraud3
  • 24/7 access to account balances, transaction history and more
  • Access up to 25 months of statements electronically
  • Convenient access through our Mobile Banking app 


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* 0.90% annual percentage yield (APY) is available when the balance in the Money Market Savings account is between $10,000 and  $4,999,999; 0.30% APY is applied when your balance is less than $10,000 or $5,000,000 or higher. These APYs are effective as of today, are available for new accounts only, and are subject to change at any time and after the account is opened. Fees may reduce earnings. A minimum deposit of $10 is required to open a Premier Money Market Savings account. These rates are limited to new personal accounts with new funds from another financial institution.

1 There is no monthly fee when you have a Santander Premier, Santander Premier Partnership or Business Owner Premier Checking account or an average daily balance of at least $10,000 (otherwise, $10). All other fees apply.

2 You can withdraw funds from your Money Market Savings account no more than 6 times by computer, telephone, preauthorized transfer, check, or Debit Card purchase each service fee period. Fees apply if you exceed these limits, and if you repeatedly exceed these limits, we will close your account or convert your account to a checking account.

3 Please refer to the Online Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions.