Mortgage Comparison Calculator

With so many factors, comparing home loans can get complicated. If you’re wondering how to more efficiently compare home loans, make it easy on yourself using our calculator for a side-by-side look. Include what details both loans share, like your down payment and the price of the home you’re buying, then add in the unique details for each loan. After that? We’ll give you a simple answer as to which loan will cost you less over time. Use this loan comparison calculator to:

  • Choose between a Fixed Rate Mortgage and an Adjustable Rate Mortgage.
  • Decide how many discount points you should buy.
  • Compare interest rates and terms on loans offered by different banks.
  • Determine what term you want on your mortgage.

If you are not sure what some of the fields are, just click on the information icons for detailed description.

All loans subject to approval.

 Equal Housing Lender. Santander Bank, N.A. (NMLS# 494788) is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©  Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.