Business Equipment Financing

Santander Business Equipment Financing*

The equipment you need.
Financing that works.

Make sure you always have the equipment you need to keep your business moving forward. Choose Santander Business Equipment Finance and enjoy quick credit decisions, and the support of a local banking partner.

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Is Santander Business Equipment Finance Right For Your Business?

Established
You’ve been in business for two years or more.

Comprehensive
You need 100% financing for your equipment.

Timely
You’re looking for a quick turnaround on your application.

Compare Santander Business Equipment Finance to our other lending options
Whatever your lending needs, we’ve got a lending solution that makes sense for your business. Explore your options using this comparison chart.

	Business Line of Credit	Business Term Loan	Business Equipment Finance
Great Choice For	Short-term working capital financing needs	Financing needs requiring longer term to pay	Financing equipment and vehicles

Potential Uses	Finance accounts receivable Purchase inventory Support seasonal cash flow fluctuations	Acquire fixed assets Refinance non-Santander debt with fixed monthly payments	Acquire vehicles or equipment, some of the qualifying vehicles and equipment include medical, construction and agricultural

Available Amounts and Details	Revolving lines for amounts starting at $10,000	Minimum amount to borrow $10,000	Minimum amount to borrow $25,000

Lenght of Loan	Revolving with renewals occurring once a year for lines of credit no greater than $500,000	From 3 years to 5 years	Minimum amount to borrow $25,000

Additional Benifits	Unsecured lines up to $100,000	Fixed interest rates	Available 100% financing† of costs including taxes, freight, installation, software, warranties and training Low fixed or floating rates available

	Learn more	Learn more	Learn more

Benefits of Santander Business Equipment Finance

Affordable
Benefit from low fixed rates and put as little as 0% down.

Comfortable
Get up to 100% financing for all of your equipment, including soft costs.

Easy
Take advantage of fast credit decisions.

Additional Accounts

Discover additional services that may benefit your business.

Term Loan

Borrow just what you need, and take advantage of predictable monthly payments.

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SBA Guarantee

Financing programs from the Small Business Administration can get you the loan you need.

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Checking Accounts

Choose one of our many checking solutions, designed to fit your business.

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*The products and information provided on this page are only for small businesses with annual revenues up to $5,000,000, subject to acceptance rules, credit limits, policies, and guidelines of Santander, N.A. For other Business Banking customers with a dedicated relationship manager, please contact your relationship manager directly.

^±Owner-occupied real estate is defined as property where the owner-operating company occupies more than 50% of the gross rentable space, and generates more than 50% of the cash flow necessary to service debt; otherwise, property is considered Investment Real-estate.

^†100% financing of equipment and vehicle cost is only available for businesses that have been in legal and/or operating existence for two or more years prior to the date of receipt of completed application by Santander Bank. Generally, 80% financing of equipment cost is available to businesses that have been in legal and/or operational existence less than 2 years as of the date of receipt of completed application by Santander Bank. Businesses in operation between 13 and 25 months may qualify for 100% financing through an SBA-guaranteed loan.