Woman at a desk with laptop computer setting up her new bank account.

Account set-up checklist

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Fast Five — Here are five quick things you can do to get up and running.


number one in an orange circleDownload our Mobile Banking App: Bank on your phone or tablet.

number two in a green circleEnroll in Online Banking: Bank on your laptop, tablet or desktop.

number three in a teal circleAdd Funds to your Account: with Direct Deposit, Transfers from an existing account, or Mobile Check Deposit.

number four in a purple circleActivate your Santander Debit Mastercard®: You'll receive it in the mail within 5 to 7 days.

number five in a blue circleSet Up Alerts: Keep track of your account activity with alerts via text or email.

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Manage Your Account – Your Way Whether you bank on your phone, laptop, or tablet, digital banking allows you to manage your money where and when it works for you.


Enroll in Online Banking

Set up your Online Banking, pay bills, view statements, transfer money and more. Learn more about enrolling in Online Banking.arrow icon


Download our Mobile Banking App

Bank from anywhere at any time, deposit checks, check your balances, pay bills, and transfer money. Enjoy the safety and convenience of Touch ID and Face ID for Apple and fingerprint for Android. arrow icon

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Set up alerts and preferences

Stay in the know about your account activity with alerts via text and email. Learn more about customizable alerts.arrow icon


Use Online Bill Pay

Pay your bills on time, every time.arrow icon


Link your account

Set up links to other accounts you may use to manage your money.arrow icon


Get your routing and account numbers

Set up your transfers and direct deposits.arrow icon


Go paperless

Get email notifications that your statement is available via Online or Mobile Banking. It’s safe, secure, and convenient. Learn more about going Paperless.arrow icon


Set up Apple Pay1

Add Apple Pay to your digital wallet.arrow icon


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Add Money to Your Account Deposit or withdraw your money easily from anywhere at any time.


Deposit checks

from your phone with Mobile Check Deposit, or at many Santander ATMs. Visit locations.santanderbank.com for specific services by location.


Set up Direct Deposit

to get paid in a fast, secure way.arrow icon


Transfer your money with ease

from your phone, computer, tablet, or at any ATM or branch.arrow icon

send money in minutes 2 with Zelle®arrow icon


Set up Auto Save

Just set it and forget it.

  • Log in to Online Banking
  • Click Transfer (under Quick Transfer) on the lower right
  • Complete the details, including amount, date and frequency
  • Confirm details and begin to meet your savings goalsarrow icon


If you don't have a Savings account

check out our options and open one today.arrow icon


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Make Everyday Banking Seamless Use the tools you need to simplify your banking and manage your financial future.


Learn when to expect your checkbook orders

and how to order more.arrow icon


Activate your Santander Debit Mastercard®

set your PIN, and learn more about the many benefits your card can unlock for you.arrow icon


Get acquainted with Santander Instant Card HoldSM

and easily place your lost or misplaced card on hold until it turns up.arrow icon


Visit Prosper & Thrive

to view helpful tips, articles and ideas to help help you navigate your financial future.arrow icon


Videos to help you get started


Equal Housing Lender logo Equal Housing Lender, Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©  Santander Bank, N.A. All rights reserved. Santander, Santander Bank, the Flame Logo, Simply Right and Santander Select are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

1Apple Pay, the Apple Pay, and Touch ID are trademarks of Apple, Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

2Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

Let’s set up your account

Your new banking experience begins here. Simply choose the type of account you have opened from the drop-down menu below. You will be directed to your Account Set-up page where you can sign up for all the convenient and beneficial features your new Santander account offers. Get ready to personalize your experience for banking your way.