Get paid faster
Receive payments as soon as the next day, or get real-time funding for an additional fee.
Small Business Merchant Services - Santander
Merchant Services
We offer more than just a payment solution. Our full service products use advanced technology to help you save time, better reach customers, and get paid faster.*
Ready to save and boost your business? During May, choose your Small Business Month offer1.
Dedicated to the success of your business
At Santander, we recognize the hard work and dedication you’ve put into your business. As a business banking partner, we’ll guide you with the tools, expertise, and services you need to maximize your business’ momentum and grow your success. We’re committed to truly understanding your goals and we’ll work just as hard as you do to help your business get there. 
Increased reach
Reporting with customer insights and behavior tracking to help you reach more people.
Advanced technology
Utilize tools like QuickBooks integration to help with concerns, such as fraud prevention.
Clover solutions
Santander Merchant Services partners with Clover, the all-in-one system to help all types of business owners thrive. Select from a range of innovative solutions specific to your industry.
Point-of-Sale systems
A suite of customizable point-of-sale systems to fuel your growth
Security
Multilayered security and fraud protection
Cash flow
A range of payment options and funding as soon as the same day
Invoicing
A simpler and easier way for your customers to pay
Partner with us
Let our dedicated team of Small Business experts illuminate the road ahead, so you can see the smartest way forward.
Are you paying too much to get paid?
Limited time offer: $500 off a Mini or Flex—or —$1000 off a Station Solo or Duo.*
*Terms and Conditions apply.
*Terms and Conditions apply.
Resources: Merchant services
Resources: Merchant services
We’ll guide you on your financial journey.
Tips and tricks for all business types
Running a business involves more than just taking payments. Learn how to improve efficiency and effectiveness so you can do more of what you love.
Resources for professional services
Offer your clients their payment method of choice, while you offer yourself greater peace of mind with fraud protection tools.
Resources for restaurants
Manage your payments with confidence thanks to processing equipment and software for every type of establishment.
FAQs: Merchant services
Santander Merchant Services* offers a comprehensive array of electronic payment processing products and services that deliver unsurpassed value. To inquire about a payment processing account, please visit https://partners.clover.com/santander/contact/ or call 1-800-448-0934. Hours of operation: Monday – Friday 8:00 a.m – 6.00 p.m. ET.
The Clover® brand of merchant payment solutions can be customized to fit the needs of your business. Credit or debit cards are accepted by swiping, dipping, or tapping. Clover® payment solutions also accept contactless payment.*
Enable your business to accept nearly every type of payment:
- EMV chip cards: Accept payment via any chip card in seconds, with PIN entry and signatures for added security
- Swipe cards: Credit and debit cards from all major brands
- Tap
- Contactless NFC payments (Apple Pay®, Google Pay®, and Samsung Pay®)
- Process transactions in your shop or on the go with NFC-enabled cards and mobile payment services
- Checks: Scan and submit paper checks as electronic payments
- Cash: Add a cash drawer and take traditional payments as easily as digital ones
Santander Merchant Services is powered by First Data Merchant Services LLC, and its affiliates, including Clover Network LLC. Merchant processing services are provided by First Data Merchant Services LLC.
For linked Santander Small Business Checking Accounts who complete their nightly processing activities by 11:00 p.m., funds are available to transact on by 8:00 a.m. the following day in most cases.
For an additional fee, expedited funding may be available. Some rules apply. Please call 800-916-6264 and reference Clover® Rapid Deposit.*
Clover® has built-in security to help protect your business and your customers. Clover® works with Fiserv, a leader in payment processing, to ensure multiple layers of security protect your small business from fraud. Your customers’ data is always protected; Clover® uses the latest end-to-end encryption and tokenization technology to secure transactions and keep personal data safe. Learn more at: https://partners.clover.com/santander/merchant-services/security/ .*
Find UsBranches across the Northeast and in Miami, Florida, plus 2,000+ ATMs.
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