Frequently asked questions

Apple Pay is a payment feature that works with the wallet app on your IOS device that lets you add your Santander credit and debit cards to make purchases. You can use Apple Pay with your iPhone 6 or newer releases of the iPhone or Apple Watch as a wallet at store checkouts. You can also use Apple Pay on your Mac, iPad Air 2, iPad Pro, iPad mini 3, and iPad mini. As you read this, Apple is expanding the devices that work with Apple Pay.

Learn more about apple pay: apple.com/apple-pay  

It’s simple. Just add a Santander credit or debit card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac and iPad. See how to add a card here. apple.com/apple-pay  

Apple Pay is safer than using a physical credit or debit card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device will send your actual card numbers to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order – such as your name, email address, and bill and shipping addresses. For more on Apple Pay security: apple.com/apple-pay  

At stores and more. Apple pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and whenever you want. If you’re not sure, ask. Apple Pay works anywhere that takes contactless payments – from vending machines and grocery stores to taxis and subway stations.

Santander Bank does not charge for Apple Pay. It does require an active data plan. Depending upon your wireless plan and your carrier’s offering, additional message and data charges may apply. Santander does not charge any fees to add your credit or debit card to Apple Pay. Your credit card terms, and conditions and your debit card Deposit Account agreement will apply for purchases.