A female small business owner smiling and holding open the glass door to her shop. A female small business owner smiling and holding open the glass door to her shop.

Celebrating National Women's Small Business Month

Small business are a driving force behind American business growth.

Commitment to the job

Ask any one of the over 13 million women building small businesses in the U.S. and they’ll tell you that it takes hard work, smart choices, and a whole lot of heart and soul. That’s why Santander matches the passion of our women small-business owners with resources that can scale alongside their businesses.

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Invested for the long term, just like women business owners

“With women-owned businesses generating a remarkable $1.8 trillion in revenue and employing over 10 million individuals, their success isn’t just a statistic – it’s a driving force for economic growth. Women entrepreneurs have and continue to play a critical role in shaping the future of small business with significant contributions to their communities and the economy at large.”

Christina DeLay, Head of Santander Small Business Banking

Christina DeLay
Santander Bank N.A.
Head of Small Business Banking

We work hard to ensure women go far

Women face many challenges when starting their own business, from finding start-up funding to family care, yet over 1,800 women start small businesses every day.

That’s why we have a range of tools to help support women in small business, so their work can go farther.

  • Recognized by J.D. Power as the highest-rated regional bank in our footprint.1
  • Agile cash management tools to make transactions easier.
  • Simple accounts for any business size, so owners can stay focused on business.
  • The dedicated resources woman-owned businesses need.
A woman in a button-down shirt and vest, holding papers and looking confidently into the distance.

Our Cultivate Small Business program

Santander's award-winning Cultivate Small Business program offers 12-week industry-specific education taught by MBA professors from Babson College, supplemented by mentorship, networking, and resource access. All graduates receive untethered capital grants directly from Santander to support in their ongoing success and job creation.

The program launched in 2017 and serves woman-, minority-, and immigrant-owned small businesses in seven markets: Massachusetts, New York, Pennsylvania, New Jersey, Rhode Island, Greater Dallas, and Greater Miami.

At the conclusion of 2023, Santander will have provided $1.8 million in capital grants to over 500 participants in the program.

A woman leaning on the front counter in a plant shop.

Resources for women-owned small businesses

Online via Business First

Visit our Women in Business Resource Hub on Business First. Get practical tips, ideas, and insights to fuel your passion, help your business thrive, and inspire your success.


Webinar: She Built This

Are you looking for fresh ideas to grow and manage your own business? Tune in to hear from a panel of extraordinary female small business leaders on the key challenges and rewards of owning or starting a business.


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Connect with one of our experienced Bankers to open an account, and more.

1 J.D. Power 2022 U.S. Small Business Banking Satisfaction study, October 2022.