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 Santander® Private Client

Elevated Banking for Inspired Living

A personalized experience for our premium clients, delivered by a
professional team dedicated to your financial possibilities.

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Santander Private Client

Inspired by you

Welcome to a banking relationship that supports your everyday needs, your long-term goals, and your lifetime aspirations. As you build your legacy, we’ll be here to offer you the very best of Santander.

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Your top-tier benefits

Special pricing

Exclusive rates with Santander Private Client Money Market Savings, and preferred pricing on managed accounts through Santander Investment Services.

Dedicated concierge

Access to personalized advice and guidance from a dedicated banker

Global experience at your fingertips

Managing your wealth requires planning to help you reach your goals and ambitions of all sizes. We pride ourselves on our ability to be as flexible and agile as your life demands.
Clients must maintain combined balances of $250,0001 in bank deposits, including consumer and certain business
deposit products, and eligible investments held with Santander Investment Services.2 

Additional benefits for
Santander Private Clients

Complimentary financial planning with a Financial Advisor from  Santander Investment Services.

A dedicated Santander Private Client Service Line for our highest level of support.

Complimentary incoming wire transfers and outgoing domestic wire transfers, unlimited ATM Surcharge Fee Rebates and no foreign transaction fees.

Travel and Purchase benefits with the Santander Private Client World Debit Mastercard.

 


 
 

Personalized options for your wealth

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Santander® Private Client everyday banking

An interest-bearing checking account and a high-interest money market savings account that offers personalized banking services and exclusive benefits.

Santander Investment Services2

We offer a wide range of solutions that provide the guidance you need to set investment goals, and the tools you need to achieve them. Our Financial Advisors can create your complimentary financial plan, and help with retirement planning, professionally-managed investment portfolios, insurance and securities-based lending.

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A woman with a coffee mug in one hand, sitting down and looking at a laptop screen.

Santander Investment Services2

We offer a wide range of solutions that provide the guidance you need to set investment goals, and the tools you need to achieve them. Our Financial Advisors can create your complimentary financial plan, and help with retirement planning, professionally-managed investment portfolios, insurance and securities based lending.

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Becoming a Santander Private Client

Becoming a Santander
Private Client

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Apply Online

Open a Santander
Private Client Checking account today.

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Book an appointment

Get the personalized advice you need with the help you're looking for.

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Find a branch

Connect with experts at your local Santander branch.

Clients must maintain combined balances of $250,0001 in bank deposits, including consumer and certain business deposit products, and eligible investments held with Santander Investment Services.2

Frequently asked questions

We understand your time is valuable, that's why we're offering both in person and digital account application processes for Private Client. You can open a Santander® Private Client Checking Account by visiting any Santander branch  today.

For additional details, please refer to the Santander Private Client Fee Schedule and our Personal Deposit Account Agreement.

1 Program Eligibility: Each service fee period, you are required to maintain a minimum combined balance of $250,000 in bank deposits (consumer and certain business products*) and eligible investments** held with Santander Investment Services. If you do not maintain the minimum combined balance, we reserve the right to change your Private Client accounts to other applicable product types, for which you may be charged the Monthly Fee. If we do so, we will notify you.

*Eligible business products include Business Checking, Savings, Money Market Savings, and Certificate of Deposit accounts, and exclude the following accounts: IOLTA, Bankruptcy, Brokered Deposits, Controlled Disbursement, Escrow, Government, and Union accounts.

**Eligible investments held with Santander Investment Services do not include the following: Annuities held at Mass Mutual, Allstate, Phoenix, Ohio National; Immediate annuities or annuities that have become annuitized; Mutual funds and 529 products not custodied by National Financial Services LLC; Insurance Products (with the exception of certain annuities held directly with a product sponsor).

2Past performance is no guarantee of future results.

Keep in mind investing involves risk, including the risk of loss. Investment decisions should be based on an individual's own goals, time horizon, and tolerance for risk.

Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.

INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT A BANK DEPOSIT

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2025 Santander Bank, N.A. All rights reserved. Santander, Santander Bank, the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. Mastercard is a registered trademark of Mastercard International, Inc. All other trademarks are the property of their respective owners.