Private Client - Santander
We put you into focus
Welcome to a banking relationship that supports your everyday needs, your long-term goals, and your lifetime aspirations. As you build your legacy, we’ll be here to offer you the very best of Santander.

Service you can count on
We're dedicated to providing you with concierge service that goes beyond banking. Our personal touch keeps you close to your goals and our professionals.Global expertise at your fingertips
Harness our global expertise with a team built around your needs. Our international experience and history provides stability and knowledge to help serve you better.Prioritizing your needs
Managing your wealth requires planning to help you reach your goals and ambitions of all sizes. We pride ourselves on our ability to be as flexible and agile as your life demands.deposit products, and eligible investments held with Santander Investment Services.2
Your top-tier benefits
Personalized banking to manage all your short- and long-term needs.
A dedicated customer service line for priority access to services.
Access to complimentary financial planning with a Santander Investment Services Financial Advisor.
Receive our best rates and benefits with your exclusive relationship.
Personalized options for your wealth

Santander® Private Client everyday banking
An interest-bearing checking account and a high-interest money market savings account that offers personalized banking services and exclusive benefits.
Santander Investment Services2
We offer a wide range of solutions that provide the guidance you need to set investment goals, and the tools you need to achieve them. Our Financial Advisors can create your complimentary financial plan, and help with retirement planning, professionally-managed investment portfolios, insurance and securities-based lending.


Santander Investment Services2
We offer a wide range of solutions that provide the guidance you need to set investment goals, and the tools you need to achieve them. Our Financial Advisors can create your complimentary financial plan, and help with retirement planning, professionally-managed investment portfolios, insurance and securities based lending.
Access insights to inform your long-term financial strategy
Read our quarterly in depth analysis from global investment experts on financial markets and economic trends.
Apply Online
Open a Santander
Private Client Checking account today.
Book an appointment
Get the personalized advice you need with the help you're looking for.
Find a branch
Connect with experts at your local Santander branch.
Frequently asked questions
We understand your time is valuable, that's why we're offering both in person and digital account application processes for Private Client. You can open a Santander® Private Client Checking Account by visiting any Santander branch or by applying online today.
In order to qualify for and remain in Private Client, you must maintain combined balances of $250,0001 in bank deposits, including consumer and certain business deposit products and eligible investments held with Santander Investment Services.
You can visit or call any of our local Santander branches to speak with a banker and learn more about Santander Private Client today.
Take advantage of all the benefits of your account and banking relationship with Santander® Private Client. For quick and easy access to everything you need to set up and manage your account, visit our Santander Private Client Account Set-up page.
For additional details, please refer to the Santander Private Client Fee Schedule and our Personal Deposit Account Agreement.
1 Program Eligibility: Each service fee period, you are required to maintain a minimum combined balance of $250,000 in bank deposits (consumer and certain business products*) and eligible investments** held with Santander Investment Services. If you do not maintain the minimum combined balance, we reserve the right to change your Private Client accounts to other applicable product types, for which you may be charged the Monthly Fee. If we do so, we will notify you.
*Eligible business products include Business Checking, Savings, Money Market Savings, and Certificate of Deposit accounts, and exclude the following accounts: IOLTA, Bankruptcy, Brokered Deposits, Controlled Disbursement, Escrow, Government, and Union accounts.
**Eligible investments held with Santander Investment Services do not include the following: Annuities held at Mass Mutual, Allstate, Phoenix, Ohio National; Immediate annuities or annuities that have become annuitized; Mutual funds and 529 products not custodied by National Financial Services LLC; Insurance Products (with the exception of certain annuities held directly with a product sponsor).
2Past performance is no guarantee of future results.
Keep in mind investing involves risk, including the risk of loss. Investment decisions should be based on an individual's own goals, time horizon, and tolerance for risk.
Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.
INVESTMENT AND INSURANCE PRODUCTS ARE: | |||||
NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | |||
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT A BANK DEPOSIT |
Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank, the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. Mastercard is a registered trademark of Mastercard International, Inc. All other trademarks are the property of their respective owners.