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A man and a woman standing next to their bikes, holding the handlebars, smiling and looking into the distance.

Welcome to Santander
Investment Services

You have a vision of where you want your hard work to take you. Our investment solutions can help that vision become a reality. Through our partnerships with the largest and most experienced fund managers in the industry, we can give you access to portfolio managers and investment products that fit your strategy. Together, we'll work to create a personalized plan for your goals.
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Partnerships with the largest and
most experienced fund managers
in the industry

In-depth understanding of the global economy

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Globally diversified funds and
comprehensive portfolios

Globally diversified funds and
comprehensive portfolios 

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In-depth understanding of the
global economy 

Partnerships with the largest and most experienced fund managers in the industry

Our planning process

Step 1

Understand your goals

We’ll start by meeting with you, virtually or in person, to understand your current financial situation and discuss your short- and long-term goals.

Step 2

Develop a customized strategy

With your objectives in mind, we’ll build a financial plan that fits your risk tolerance, time horizon, and other personal factors.

Step 3

Monitor your plan

We’ll routinely monitor your plan to help keep you on track, and make new recommendations based on market and economic insights.

Step 4

Support along your journey

Your goals may evolve at different life stages. We'll support you with tailored investment advice every step of the way.

Investment strategies for every journey

No matter where you are in your pursuit of wealth, we can help you reach your goals.

Starting out

Melanie wants to manage her money more wisely and begin to plan for the future.


Her goals :

  • Start saving for retirement
  • Build an emergency fund
  • Manage and reduce debt
  • Invest aggressively in a diversified fashion

How Santander can help:

Planning Strategies
  • We create plans to help diversify savings and investment assets
  • We help assess investment opportunities and risks
  • We offer guidance to help improve cash flow and pay off debt

Solutions
  • Retirement accounts
  • Savings accounts
  • Insurance
  • Debt consolidation
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Building wealth

Sam and Alecia are already active investors and they’re looking to get more aggressive with their financial strategy.
 

Their goals:

  • Accelerate retirement to do more with life
  • Upgrade to a bigger home
  • Prepare for any unexpected problems

How Santander can help:

Planning Strategies
  • We provide comprehensive financial planning
  • We can help shape plans for tax-efficient investing
  • We help create opportunities for greater retirement contributions

Solutions
  • Retirement accounts
  • Emergency liquid savings
  • Advisory accounts
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Preparing for the future

Martina and Simon are approaching retirement and looking for guidance on how to optimize their investments.
 

Their goals:

  • Create an income from retirement savings
  • Adjust risk tolerance and asset allocation
  • Create a legacy through charitable contributions and passing wealth to heirs
  • Plan for management of finances in the event of incapacitation

How Santander can help:

Planning Strategies
  • We can advise on how to better balance risk tolerance
  • We help build strategic and tax-efficient income streams
  • We can help plan for the "what ifs" in life
  • We can help create and manage the transfer of wealth

Solutions
  • Insurance
  • Advisory accounts
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Growing a business
Rahab is ready to strategize a steady expansion plan for his thriving business, and prepare for the long term.
 

His goals:

  • Protect the business against the unexpected
  • Capitalize on success and grow personal wealth
  • Build a solid retirement plan
  • Build a plan for replacing business income with investment income
  • Create an exit strategy

How Santander can help:

Planning Strategies
  • We can help diversify assets beyond the business
  • We can help create strategies to balance financing growth vs. leveraging liquid assets, as well as managing the tax implications
  • We help ensure your liability and key person insurance plans are adequate for every eventuality
  • We can help establish a reliable business continuity plan
  • We can assist in implementing the right retirement plan for the business
  • We can help draw up an effective succession plan

Solutions
  • Insurance
  • Retirement accounts
  • Buy sell agreements
A woman sitting in an apartment, smiling while using a laptop.
A woman sitting in an apartment, smiling while using a laptop.
Starting out
Melanie wants to manage her money more wisely and begin to plan for the future.
❯
Two women sitting on a couch looking at a tablet, and laughing.
Two women sitting on a couch looking at a tablet, and laughing.
Building wealth
Sam and Alecia are already active investors looking to get even more aggressive with their financial strategy.
❯
A couple standing outside smiling at each other.
A couple standing outside smiling at each other.
Preparing for the future
Martina and Simon are approaching retirement and looking for guidance on how to optimize their investments.
❯
A man standing on a city street, holding a phone while looking in the distance.
A man standing on a city street, holding a phone while looking in the distance.
Growing a business
Rahab is ready to strategize a steady expansion plan for his thriving business, and prepare for the long term.
❯

Work 1-on-1 with a Financial Advisor

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Work with a Financial Advisor to create a personalized financial strategy based on your investment objectives. Our dedicated advisors will take the time to understand your goals and create a comprehensive portfolio.

Investment services to
help meet your goals

Asset allocation: We’ll help you build investment strategies to balance risk with the potential for better returns.

Managed investment strategies: Keep up with your financial strategy with additional assistance from experienced experts. This requires an initial minimum investment of $25,000.

Mutual funds: We partner with the largest and most experienced fund managers in the industry to give you access to a variety of funds that cover a range of markets, opportunities, and risk tolerances.

Income planning: We offer investment securities that can pay a fixed interest or dividend until their maturity date.

Insurance: We can assist you with strategies to help protect you and your loved ones.

Annuities: We offer investment options that protect against uncertainties like market performance and inflation rates.

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Access global market insights to inform
your long-term financial strategy

Read our quarterly in-depth analysis from global investment experts on financial markets and economic trends.

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Financial advice to reach your goals faster

The Fight Against Inflation
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Savvy Tax Strategies for High
Income Earners
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Wealth Transfer Planning
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FAQ: Investments

A financial plan is a personalized roadmap for achieving your financial goals and it’s an important tool to help keep your investments on track. At Santander, we conduct a comprehensive analysis of your current financial situation, then we’ll work with you to create a plan for your goals, whether it’s for a big purchase, securing your retirement, or for growing your rainy-day fund. Your plan will highlight ways to reach your goals, like reducing spending, changing your investment strategy, or saving more.

A personalized plan can cover a range of concerns, including generational wealth transfer, investment planning, incapacity planning, education funding and income planning. It will also consider your prioritized goals, such as building a tax efficient income plan or creating a custom investment strategy based around personalized risk levels.

Red outline of a mobile phoneSantander Investment Services Line
Call us today at 866-736-6475 for assistance.
9 a.m. – 5 p.m. Eastern Time, Mon-Fri. 
Find Us
Branches across the Northeast and in Miami, Florida, plus 2,000+ ATMs.

Useful links and contacts

BrokerCheck

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Research the background of brokers and brokerage firms for more informed decisions when choosing a broker. 

    

Accessibility service

Customer Service: 866-736-6475 Hearing- and speech-impaired customers may access that number via relay service by calling 7-1-1 or their preferred relay service.

Customers with disabilities who wish to receive statements in alternative formats, such as large print statements, may call Customer Service at 866-736-6475.

Accommodations at branch locations

Customers with disabilities who may require other accommodations at branch locations may contact Santander Bank's Customer Service Center at 877-768-2265. Hearing- and speech-impaired customers may call 7-1-1 or their preferred relay service.

Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, Member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.
INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT A BANK DEPOSIT

Santander Securities LLC U.S. registered representatives may only conduct business with residents of the states in which they are properly registered. Please note that not all of the investments and services mentioned on this website are available in every state.

The content on this website is intended for information /educational purposes only and should not be construed as investment advice, a solicitation, or a recommendation to buy or sell any security or investment product. The information on this website does not constitute either tax or legal advice. Investors should consult with a financial, tax, or legal professional regarding their individual situation.

Investments are subject to risk, including the loss of principal. Because investment returns and principal values fluctuate, shares may be worth more or less than their original value. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results.

Third-party links are provided to you as a courtesy. We make no representation as to the completeness or accuracy of information provided at these websites. Information on such sites, including third-party links contained within, should not be construed as an endorsement or adoption by Santander Securities LLC or Santander Investment Services of any kind.

SSLLC is registered with the Securities and Exchange Commission ( SEC ) and Municipal Securities Rulemaking Board. An investor brochure that describes the protections available under MSRB rules and instructions on how to file a complaint with an appropriate regulatory authority can be found on the MSRB website at www.msrb.org.

Diversification does not assure an investor a profit nor does it protect against market loss.