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How to fund your account

We offer both digital and traditional ways of funding your account for more convenience.

Woman sitting in her living room on her couch looking at her phone.
Woman sitting in her living room on her couch looking at her phone.

Easily transfer funds from your externally linked account to your Santander account via the Mobile Banking App or Online Banking.

Mobile app transfers

SETTING UP:
  1. Tap the money movement icon at the bottom of the screen, then select Transfer
  2. Tap Manage Accounts → Move Money In → Add External Account
  3. Enter external account details
  4. Tap Add External Account when you’re ready

MAKING TRANSFERS:
  1. Tap the money movement icon at the bottom of the screen, then select Transfer
  2. Enter your transfer details
  3. Confirm your transfer details and tap Transfer

Download or open the Santander Mobile Banking App

link to download Sanatander mobile app for appledownload santander mobile app from google play

Online banking transfers

SETTING UP:
  1. Click Transfers → Manage Accounts → My External Accounts
  2. In Transfer From, click Add Account
  3. Enter external account details
  4. Click Add Account when you’re ready

MAKING TRANSFERS:
  1. In the navigation menu, select Transfers 
  2. Click Transfer Funds → My External Accounts
  3. Enter your transfer details
  4. Confirm your transfer details and click Transfer
Log in to Online Banking

Easily transfer funds from your externally linked account to your Santander account via the Mobile Banking App or Online Banking.

Mobile app transfers

SETTING UP:
  1. Tap the money movement icon at the bottom of the screen, then select Transfer
  2. Tap Manage Accounts → Move Money In → Add External Account
  3. Enter external account details
  4. Tap Add External Account when you’re ready

MAKING TRANSFERS:
  1. Tap the money movement icon at the bottom of the screen, then select Transfer
  2. Enter your transfer details
  3. Confirm your transfer details and tap Transfer
Online banking transfers

SETTING UP:
  1. Click Transfers → Manage Accounts → My External Accounts
  2. In Transfer From, click Add Account
  3. Enter external account details
  4. Click Add Account when you’re ready

MAKING TRANSFERS:
  1. In the navigation menu, select Transfers 
  2. Click Transfer Funds → My External Accounts
  3. Enter your transfer details
  4. Confirm your transfer details and click Transfer

Download or open the Santander Mobile Banking App

For a convenient way to add funds, make deposits using Mobile Check Deposit in the Santander Mobile Banking App. It’s accessible at any time, from anywhere.

Download or open the Santander Mobile Banking App

If you prefer to deposit a check by mail, follow these instructions to ensure your check is properly endorsed.

  1. Make the check payable to your name
  2. Sign the back of the check
  3. Write "For deposit only" and your account number under your signature
  4. Mail your check to:
  5. Santander Bank N.A.
  6. MA1-MB2-1B-01
  7. PO Box 841003
  8. Boston, MA 02284

  9. For overnight delivery, mail your check here:
  10. Santander Bank N.A.
  11. MA1-MB2-1B-01
  12. 2 Morrissey Blvd
  13. Dorchester, MA 02125

Wire transfers provide another secure option to deposit money into your Santander account. You may incur an additional fee for wire transfers.*

To initiate a wire transfer, you'll need to provide the following information to your other bank:

  • A Santander routing number:
    • Routing number for Santander accounts with 10 digits: 231372691
    • Routing number for Santander accounts with 11 digits: 011075150
    • Don’t know your bank account number? Find your routing number by state
  • Santander wire transfer address:
  • Santander Bank, N.A.
  • 450 Penn Street
  • Reading, PA 19602

FAQs: Funding your account

Transferring funds between your Santander accounts and a linked external bank account is easy. Select the bank and account you’d like to fund from (Checking, Savings, or Money Market Savings), then enter the external bank’s routing and account number.

Funding for verified accounts can take 3-5 business days for the deposit to appear in your new Santander account.
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*Depending on your Santander account type, you may incur a fee for incoming or outgoing wire transfers. Please refer to the applicable Santander Fee Schedule and Personal Deposit Account Agreement for details. A wire transfer involving your account at another bank may incur a separate fee charged by the other bank.