Santander® PathFinder

Helping you reach your financial goals with our new automated investing tool.

Once you're logged into Online Banking, select the Santander PathFinder banner.

Get to know automated investing

 

Santander PathFinder is an automated investing tool, also known as a robo-advisor. It uses advanced technology to build and manage your portfolio. The tool reviews your portfolio’s performance daily and rebalances when needed. Whether you’re saving for a college education or retirement, automated investing ensures that you’re always working towards your goals.

Benefits of automated investing

  • Lower fees than most traditional investing methods.
  • Balanced portfolio of exchange-traded funds suited to the goals and risk preferences you indicate in an introductory questionnaire.
  • Automatic portfolio adjustments that help keep you on track.
  • A way to diversify your investment strategy.

Santander PathFinder benefits

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Low fee and low
minimum balance

Get started with as little as $2,000
and pay a low annual advisory fee of
0.50%.
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Diversified portfolio

Receive a diversified portfolio designed to align with the goals and risk preferences you indicate in an introductory questionnaire. 
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Automatic portfolio rebalancing

Santander PathFinder will monitor the market and rebalance your portfolio when needed.
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Support from Financial Consultants

Get human support when you need it. Our Financial Consultants are available at no additional cost. 

Once you’re logged into Online Banking, select the Santander PathFinder banner.

A simple path to investing

Step 1

Log in to Online Banking

Exclusively available to Santander clients enrolled in Online Banking. Log in and look for Santander PathFinder.

Step 2

Create your portfolio

Take a few minutes to answer some questions about your goals and risk tolerance and receive a portfolio recommendation tailored just for you.

Step 3

Let us do the work

Santander PathFinder will get to work monitoring the market and managing your portfolio.

Why choose Santander PathFinder?

If you're looking for a simple way to invest or to diversify your strategy, Santander PathFinder may be right for you. It's flexible enough to let you change your goals at any time and provides personalized advice and account support from Santander Investment Services' Financial Consultants when you need it.

 A low-fee account.

 Advanced technology does the work for you.

 Automatic portfolio adjustments to help keep you on track.

Frequently asked questions

We rebalance when the market has moved your portfolio away from its target allocation by more than a few percent, either 3% or 5% depending on the asset classes' target allocation in your portfolio. We will also rebalance your account if during our periodic reviews we update our models to balance between our long-term investing approach and changing market conditions. As you add cash to a portfolio, we buy ETFs to maintain your target allocation. When you make withdrawals, we sell ETFs in a balanced fashion to help make sure you stay on track.


*This service is currently only available to existing Santander Bank customers. To learn more about Santander® PathFinder, please call 844-683-7848 to speak to a Santander Investment Services Financial Consultant. To become a Santander Bank customer, please go to www.santanderbank.com to learn more about our products and services, and to open an account. Or, visit your local branch to speak with a banker. We plan to make this service available to all in the near future.

Portfolio management services are provided by SigFig Wealth Management, LLC ( SigFig ), an SEC registered investment adviser. SigFig is not affiliated with Santander Investment Services, Santander Securities LLC or any of their affiliated entities.

Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, Member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.

Santander Securities LLC U.S. registered representatives may only conduct business with residents of the states in which they are properly registered. Please note that not all the investments and services mentioned on this website are available in every state.

INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT A BANK DEPOSIT