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^†Per service fee period.

¹No Monthly Fee for Santander^® Savings with any personal Santander checking account or with $100 average daily balance in the Santander^® Savings account (otherwise, $1.00). All other fees apply.

²No Monthly Fee for Santander^® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander^® Money Market Savings account (otherwise, $10.00). All other fees apply.

³Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

⁵Excludes fees, rebates, or adjustments posted by Santander.

⁴Eligible business products include Business Checking, Savings, Money Market Savings, and Certificates of Deposit accounts, but exclude the following accounts: IOLTA, Bankruptcy, Brokered Deposits, Controlled Disbursement, Escrow, Government, and Union accounts.

**Eligible investments held with Santander Investment Services do not include the following: Annuities held at Mass Mutual, Allstate, Phoenix, Ohio National; Immediate Annuities or Annuities that have become annuitized; Mutual funds and 529 products not custodied by Pershing LLC; Insurance Products (with the exception of certain annuities held directly with a product sponsor).

Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.