Open a Checking Account | Santander Bank - Santander

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You'll like

Santander®
Basic Checking

if you’re looking for

predictable banking.

Favorite features

  • Low, $3 Monthly Fee
  • No minimum balance
  • Highly rated Mobile Banking App
  • Santander PROTECHTION

You'll like

Santander Select®
Checking

if you’re looking for

relationship banking that rewards your loyalty with better benefits and discounts.

Favorite features

  • Ability to waive the $25 Monthly Fee with $25,000 in combined balances.*
  • Comprehensive banking, borrowing and investment services
  • Better benefits and discounts
  • Interest-bearing checking
  • Highly rated Mobile Banking App
  • Santander PROTECHTION

You'll like

Simply Right® Checking

if you’re looking for

a simple checking account with an easy-to-waive Monthly Fee.

Favorite features

  • Ability to waive the $10 Monthly Fee with one transaction per month
  • No minimum balance
  • Highly rated Mobile Banking App
  • Santander PROTECHTION

You'll like

Student Value Checking

if you’re looking for

on-the-go banking.

Favorite features

  • No Monthly Fee*
  • No minimum balance
  • Apple Pay®
  • Reduced ATM fees3
  • No incoming wire fees

Easy, everyday banking.

Respect is helping you bank wherever you are, wherever you go.


Walk out working.

You’ll be ready to bank when you leave the branch:

  • View your account(s) in Mobile and Online Banking.
  • Deposit checks using our Mobile Banking App.
  • Set up account alerts so you can be in the know about your accounts from the start.

Anytime, anywhere banking.

Day or night, and on the go:

  • With over 575 branches.
  • More than 2,000 Santander ATMs across the Northeast and Florida, including over 1,000 in CVS Pharmacy® locations.
  • Santander Debit Mastercard® for everyday purchases.

Anytime, anywhere banking.

Day or night, and on the go:

  • With branches across the Northeast and in Miami, Florida, all offering Santander Select® Services.
  • More than 2,000 Santander ATMs across the Northeast, including over 1,000 in CVS Pharmacy® locations.
  • Santander Select® World Debit Mastercard® for everyday purchases.

Highly rated Mobile Banking App.

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234K ratings as of 1/26/2021.

Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.

Highly rated Mobile Banking App.

Image here
Image here

234K ratings as of 1/26/2021.

Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.

Santander PROTECHTION.

Digital banking with Santander PROTECHTION gives you the confidence and control to bank online with peace of mind.

  • Manage accounts. Know you’re safe with us, using digital controls for cards, alerts, and more.
  • Manage cards. Activate debit and credit cards, put a misplaced card on hold, report them lost or stolen, and request replacements.
  • Set up alerts. Select and customize the alerts you want to receive, refine alert settings, and choose whether to receive them via text, email, or both.

Customers also like:

Benefits of banking with us:

  • Over 575 branches and more than 2,000 Santander ATMs across the Northeast, including in many CVS Pharmacy® locations.
  • Use your Debit Mastercard® for everyday, on–the–go purchases.§
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay.
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Digital Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.
  • Over 575 branches and more than 2,000 Santander ATMs across the Northeast, including in many CVS Pharmacy® locations.
  • Use your Debit Mastercard® for everyday, on–the–go purchases.§
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay.
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Digital Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.

*Other fees may apply, including a Paper Statement Fee if you do not elect to go Paperless in Online or Mobile Banking. Refer to the Personal Deposit Product Guide and Fee Schedule for more details.

**Account is available to students 14-25 years of age (legal guardian co-owner required for those between 14-18 years). Once you reach 26, we may convert your Student Value Checking to another checking product.

1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. Other ATM fees may apply. Please refer to the Personal Deposit Product Guide and Fee Schedule for more details. ATM owner may charge a separate fee.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Per service fee period.

§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

2No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Per service fee period.

1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

2No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

4Excludes fees, rebates, or adjustments posted by Santander.

§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT A BANK DEPOSIT
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