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Asset Based Lending

We provide structured financing secured by accounts receivable, inventory, machinery & equipment, and real estate.

Key Benefits

We are a leading provider of asset based lending solutions, offering businesses unparalleled expertise and an extensive range of capital resources and financing options.

Our Asset Based Lending solutions include:

  • Accounts Receivable and Inventory Revolving Loans
  • Term Loans for fixed assets and real estate
  • Seasonal Lines of Credit
  • Loans to finance rapid sales growth
  • Leveraged Acquisition Financing
  • Recapitalizations
  • Turnaround Financing
  • DIP Financing
  • Financing for Past Due Payables and Taxes
  • Import/Export Financing

In addition, we can assist in raising other forms of capital including private equity, mezzanine financing, second lien and sale/leaseback arrangements. Typical loan sizes can range from $5 million to $50 million, with the ability to do larger transactions. Company revenues typically range from $20 million or more.*


Contact a Specialist

Contact a Specialist in Your Region

Albert Spada, Managing Director – Asset Based Finance Group
53rd Street, New York, NY  10022

Michael Richard, Market Manager- Seafood Banking
State Street, Boston, MA 02109

Charles Joseph Wyrwa III, Market Manager - New England
State Street, Boston, MA 02109

Pierre Desbiens, Head of Portfolio Management – Asset Based Lending
State Street, Boston, MA 02109

Joseph Accardi, Market Manager- New York, New Jersey, Mid-Atlantic
Morris Turnpike, Short Hills, NJ 07078

* Financing is available to qualified applicant only. A signed and completed application must be received by Santander Bank, N.A. before a credit decision can be rendered. All terms and offers are subject to the underwriting and credit rules, policies, and guidelines of Santander Bank, which are subject to change without notice.