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How To Avoid Fees

As a new customer, we want to make sure that you have access to the information that allows you to manage your finances.

See your monthly account fee schedule and know your business checking account´s limits on no-fee basic transactions and cash processing. For a copy of our Business Deposit Account Fee Schedule or Deposit Account Agreement visit any local Branch or select the appropriate link below to download a copy.

Understanding Fees and Processes of Your Account.
Understand the fees and processes of your banking package.

Monitor your balances, view transaction activity, and transfer funds through Business Online Banking or Automated Telephone Banking at any time

  • Click here for login instructions for new Business Online Banking customers, or to sign up for Business Online Banking
  • Call Automated Telephone Banking 24 hours a day at 1.877.768.1145
  • Click the button in the upper right hand corner of this site to log in

Sign up for Overdraft Protection for your Business Checking account
You can choose to:

Enroll in Overdraft Protection from your Business Money Market Savings Account.1 Click here to open a Business Money Market Savings Account with Overdraft Protection.
Apply for a Business Overdraft Line of Credit at your local branch.2

Monitor your balance through Balance Alerts sent to you by text or e-mail

Enrolling in email or text message alerts for balance levels or Wire Transfer activity lets you know important cash flow information while you’re on the go.

Not enrolled in Alerts? Just login to business online banking and select the Customer Service tab.

Be aware of how Santander Business Online Banking, Automated Telephone Banking and ATMs display your balance

  • Your "Current/Leger Balance" is your beginning of the day balance but does NOT reflect any holds we have placed on deposits you’ve made. Your "Available Balance" does reflect holds that we place on deposits. Other transactions may be credited or debited to your account throughout the day. Ledger Balance minus check holds, minus permanent holds, minus temporary holds equals your available balance.

1 You are limited to 6 withdrawals each month by computer, telephone, for overdraft coverage, or by electronic means. In branch or ATM withdrawals are unlimited.

2 Financing is available to qualified business applicants only. A signed and completed application, and any other information Santander Bank, N.A. (“Santander Bank”) may request as part of the application process, must be received by Santander Bank before a credit decision can be rendered. Qualification for financing and all terms, offers and rates are subject to the credit rules, policies, guidelines, criteria, and approvals of Santander Bank, which are determined by Santander Bank in its sole discretion and are subject to change at any time without prior notice.

Contact Us

1.877.768.1145 to speak with a Business Customer Contact Center Representative

General inquiries about solutions and services

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