The right account counts.

Making the right choice in a checking account can save you money and time.
Get a $250 cash bonus* when you open and use a Business Checking or Business Checking Plus account.

 
 

The qualifying account that best suits you.

Are you a smaller business looking to accommodate moderate transaction volumes or a larger business with higher volume needs? Compare the features and benefits of each to choose the checking account that works for you.

  Business Checking
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Business Checking Plus
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Best for Businesses with moderate transaction volumes. Everything you need for everyday banking. Larger businesses with higher transaction volumes looking for responsive and flexible banking relationships.
Monthly fee $15.00 $50.00
Ways to waive monthly fee**
  • $5,000 average daily ledger checking account balance, or
  • $10,000 combined business deposit balances, or
  • Receive one or more Santander Merchant Services payments deposited into the account, or
  • Incur $50 or more in Account Analysis service fees, or
  • Make three debit card purchases with your Santander® Business Debit MasterCard®
  • $40,000 average daily ledger checking account balance, or
  • $60,000 combined business deposit balances, or
  • Receive one or more Santander Merchant Services payments deposited into the account, or
  • Incur $50 or more in Account Analysis service fees
Number of Free Basic Transactions***
(per month)
Up to 300
then
$0.60 each
Up to 750
then
$0.60 each
Amount of Free Cash Deposit Processing
(per month)
Up to $10,000
then
Express Cash Pack® service: $0.22 per $100 All other: $0.27 per $100
Up to $40,000
then
Express Cash Pack® service: $0.22 per $100 All other: $0.27 per $100
 

 

What customers are saying.

Your satisfaction motivates us to do our best for your business every day.
It's why we take a personal approach to business banking.

 

*To receive a $250 cash bonus, you must be a business with revenues up to but not exceeding $3,000,000, your business must not currently have nor have had any business deposit account with Santander Bank, N.A. (“Santander Bank”) in the last 12 months, and your business must do all of the following: (i) Open a new Business Checking or new Business Checking Plus account between 1/17/17 and 3/31/17 and keep it open for 90 days, and (ii) Maintain an average daily ledger balance of $1,000 or more for the first 90 days after account opening. The business checking account must be open and not have a negative balance to receive the $250 cash bonus at the time of fulfillment. You will receive a $250 cash bonus in your new Santander checking account within 30 days of meeting all offer requirements. Your promotion code must be entered during new account opening to receive this offer. We reserve the right to decline to open an account in our sole and absolute discretion. We report the $250 bonus to the IRS as interest for the year in which it is received. One $250 cash bonus per business entity as identified by Taxpayer Identification Number (TIN). This offer cannot be combined with any other cash offers.

**Avoid monthly account maintenance fees on Santander business checking accounts by maintaining an average daily ledger balance in the account itself or a combined daily average ledger balance in additional business checking accounts, money market savings, and savings accounts—excluding Commercial Money Market Savings, on which an owner is the same as the primary owner on this account. Only balances in these combined same-owner business deposit accounts can be considered when calculating the combined balance or completing any indicated activities required for fee waiver during the statement period. Account Analysis service fees are charged to your account in the current month for the prior calendar month’s activity and include but are not limited to fees for advanced payments and receivables services, some business online banking services, excess account activity, and cash/coin processing. The period that your Account Analysis statement represents may differ from your account statement period.

***Basic transactions include checks paid, teller deposits, ATM deposits, deposited items, and ACH items (electronic debits and credits not originated by customer, Santander Check Deposit Link batch deposits, Santander Check Deposit Link items processed, and Santander Check Deposit Link ACH converted transactions). Santander Merchant Services (credit and debit card payment processing), Santander Payroll & HR Services, and ACH debit items are not included.

Equal Housing Lender Equal Housing Lender. Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.