Achieving your business goals. Together.
 
Business Checking Accounts

$500 cash bonus1

for opening and using your account
 

Want your business to run at peak financial efficiency? Having the optimal checking account is a great place to start. We invite you to speak with our small business representatives so that we can help you find the account that addresses your specific needs and goals.

Santander Business Checking — An account designed for businesses with moderate transaction volumes. Provides everything you need for everyday banking.

Santander Business Checking Plus — An account created for businesses with higher transaction volumes and for those looking for additional flexibility.

No matter which account you choose, you’ll enjoy ways to waive the Monthly Fee.3
 
Merchant Services

$250 bonus2

for opening and using your account
 

Santander Merchant Services, powered by First Data, provide your business with fast, easy, and cost-effective payment processing solutions.

  • Accept payments in store, online, or via mobile device
  • Enjoy next-day funding when you link a business checking account to your Santander Merchant Services account4
  • Open and use a Santander Merchant Services account monthly to waive the Monthly Fee on your linked business checking account3
 
Click below to ask about a Business Checking or Santander Merchant Services account
and a Santander small business representative will follow up with you.
 
Use the Promotion Code that you were provided on your letter to open your account at your nearest branch.
 
 
 

1 To receive a $500 cash bonus, your business must do all of the following: (i) Open a new Santander Business Checking or new Santander Business Checking Plus account between 01/10/17 and 03/31/17 and keep it open for 90 days, and (ii) maintain an average daily ledger balance of $1,000 or more for the first 90 days after account opening. Offer is transferable until redeemed by the addressee in the corresponding letter or email, and we reserve the right, in our sole discretion, to limit the number of times this Promotion Code may be used. Your Promotion Code must be entered at new account opening to be eligible for this offer. The business checking account must be open and not have a negative balance to receive the $500 cash bonus at the time of fulfillment. You will receive a $500 cash bonus in your new Santander business checking account within 30 days of meeting all offer requirements. We reserve the right to decline to open an account in our sole and absolute discretion. We report the $500 bonus to the IRS as interest for the year in which it is received. One $500 cash bonus per business entity as identified by Taxpayer Identification Number (TIN) and Promotion Code displayed on the corresponding letter.

2 To receive the $250 merchant bonus, your business must not currently have, nor have had, any Santander Merchant Services account in the last 12 months, and your business must do all of the following: (i) Open a new merchant processing account with Santander Merchant Services, powered by First Data, between 01/10/17 and 03/31/17 and keep it open for 90 days; (ii) Link your new Santander Merchant Services processing account to a Santander Business Checking or Santander Business Checking Plus account; (iii) Have $250 or more in Santander Merchant Services payments deposited into your Santander Business Checking or Santander Business Checking Plus account within the first 90 days of merchant account opening. You will receive a $250 bonus in your linked Santander business checking account within 30 days of meeting all offer requirements. Only the business to which the corresponding letter or email is addressed is eligible for this offer. One $250 cash incentive per business entity as identified by Taxpayer Identification Number (TIN) and Promotion Code displayed on the corresponding letter. Santander Merchant Services are provided by First Data Merchant Services. Certain restrictions apply. Merchant account is subject to credit approval by First Data Merchant Services and requires merchant acceptance of applicable terms and conditions. Additional merchant locations with the same Taxpayer Identification Number (TIN) are ineligible for the stated offer. Other fees may apply.

3 A payment received from Santander Merchant Services during the statement cycle to a Santander Business Checking or Santander Business Checking Plus account will waive the Monthly Fee for that checking account. For other ways to avoid the Monthly Fee, refer to the Business Deposit Account Fee Schedule.

4 Next-business-day funds availability on most payments processed through Santander Merchant Services. Refer to your merchant services contract and Business Deposit Account Agreement for details, including applicable costs and procedures.

Equal Housing Lender. Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank, and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners. Santander Bank is not affiliated with FDMS or any of its affiliates. Santander Merchant Services is used under license by First Data Corporation.