The door’s wide open to simple checking.
Simple to use. Simple to get your bonus(es).1
1. Open an eligible checking account
with the minimum deposit specified in your mailed offer by December 31, 2020.
2. Have direct deposits
totaling the amount specified in your mailed offer post to the account within the first 90 days starting the first business day after account opening.
3. Maintain an average daily balance
totaling the amount specified in your mailed offer for the first 90 days of account opening. The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90. Check the average daily balance on your monthly statements to make sure you are on track.
4. Keep your account open
for at least 90 days and open at the time of bonus payment(s).
5. Once you meet these conditions,1
your bonus(es) will be paid directly to your new account within 30 days. Earn a bonus for each requirement. Earn an additional bonus if you complete both requirements. Details are specified in your mailed offer.
What you will need to open your new account:
Promotional Code – Your promotional code (on the mail you received) must be entered at account opening.
Social Security Number – to verify your identity.
Government Issued ID – a Driver’s License, Passport, State, or Military ID.
Funds – a low minimum deposit using your credit or debit card.
Valid Email Address – to confirm you can receive important information about your account.
Use Simply Right® Checking. Lose the Monthly Fee.
Easy to Waive the Monthly Fee
Simply make one transaction – a deposit, withdrawal, transfer, or payment – that posts to the account during the calendar month to waive the $10 Monthly Fee.2
No Minimum Balance
Enjoy no minimum balance requirements to waive the Monthly Fee.
Access more than 500 Santander branches and more than 2,000 ATMs across the Northeast and Florida, including an ATM in most CVS Pharmacy® locations. Plus, benefit from convenient mobile tools and alerts to manage your account at home or on the go.
For questions about your account, call our toll-free number at 877-768-2265 to speak to a Customer Service Representative 8 AM – 8 PM, 7 days a week, excluding holidays.
Product Guide and Fee Schedule »
And if Simply Right® Checking isn’t for you, we invite you to learn about our other great checking options.
the Monthly Fee
(per service fee period)
Any transaction (deposit, withdrawal, transfer, or payment) posted to the account.2
– or –
$4,000 in direct deposits.4
(domestic non-Santander ATM)
(selected in online banking)
1 See your mailed offer for a detailed description of all terms and conditions.
2 Excludes fees, rebates, or adjustments posted by Santander.
3 Per service fee period.
4 Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits. It may not include deposits to your account that are made by an individual using online banking, an internet payment provider, or a merchant advancing payroll using a debit card.
5 Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.
6 No Monthly Fee for Santander Savings with any personal Santander checking account or with $100 average daily balance per service fee period in the Santander Savings account (otherwise, $1.00). All other fees apply.
7 No Monthly Fee for Santander Money Market Savings with any personal Santander checking account or with $10,000 average daily balance per service fee period in the Santander Money Market Savings account (otherwise, $10.00). All other fees apply.
Santander Bank, N.A. is a Member FDIC. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank, the Flame Logo and Simply Right are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.