Certificates of Deposit

Whether you're looking for a short- or long-term investment, Santander has a Certificate of Deposit (CD) account to fit your needs. You'll get guaranteed returns for the term of your choice, and because CDs are FDIC insured, your deposit and interest earnings are protected.1

Santander Certificates of Deposit offer the following benefits:

  • Rewarding: We offer competitive rates, and the ability to transfer your interest into any of your Santander checking, savings, or money market savings accounts automatically. You don’t have to wait until the end of your term to start enjoying your interest.
  • Versatile: We’ll accommodate the exact term you need.
  • Flexible: We even offer CDs that allow you to adjust your rate once during the term.
     

 

Premier CDs

Exclusive CD rates for Premier Banking customers.

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Choose Your Term CDs

Get a guaranteed rate of return with any term of your choice.

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Rising Rate CDs

You have the opportunity to adjust to the prevailing rate once during your CD term.

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IRA CDs

Great rates with all the tax benefits of an IRA.

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1 There is a maximum of $250,000 of deposit insurance from the FDIC for each category of account ownership. Please visit fdic.gov for details.