Certificates of Deposit
No surprise, CDs are one of the most popular ways to grow your money. Tailored to your savings timeframe with attractive and predictable rates of return, CDs also provide the extra confidence that comes with FDIC insurance*.
Learn more about our Certificates of Deposit options below. Then, put your personal savings strategy into action by calling us at 877.768.2265 or visiting one of our branches.
Available for any Premier banking client.
- Exclusive rates for Premier customers.
- Choose from a variety of terms and features, ranging from 3 months to 5 years.
- Enjoy the flexibility of having your interest paid into your CD or having it credited to your checking, savings or money market savings account.
Choose Your Terms CDs
Flexible and safe, with varying terms.
- Select from terms of 3 months to 5 years.
- Begin with as little as $500.
- Enjoy the flexibility of having your interest go back into your CD or transferring it to your checking, savings or money market savings account if you need it.
Want to learn more about your CD options? Stop by your nearest branch, call or email us today to speak with a Personal Banking Representative.
* There is a maximum of $250,000 of deposit insurance from the FDIC for each category of account ownership. Please visit fdic.gov for details.
± Investments must be held with Santander Investment Services.
)( Direct deposits include deposits made by your employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations. It does not include deposits to your Account that are made by an individual using online banking or an internet payment provider such as PayPal.
¤ Accounts must be in good standing. Applies to net purchases only.
¿ 0% Into APR for 18 billing cycles on balance transfers made within 90 days of opening your account. After introductory period a variable APR for balance transfers from 15.99% to 24.99% based on the Prime Rate and your creditworthiness, with a transaction fee for each balance transfer of either $10 or 3%, whichever is greater. Variable APR for purchases from 15.99% to 24.99%, based on your creditworthiness when you open your account. Cash advance rate of 24.99% APR. Minimum finance charge of $1.50. The fee for cash advances is $10 or 5%, whichever is greater. Penalty rate of 29.99% APR. The foreign transaction fee is 3% of the gross amount of transactions made in a foreign currency and transactions made in U.S. Dollars that are processed outside the 50 United States, District of Columbia, Puerto Rico, or Santander ATMs in Mexico. Purchases of wire transfers from a non-financial institution of either $10 or 4% of the amount of each transaction, whichever is greater. The annual fee is $49 per year (waived for the first year of the account, and waived in each of the subsequent years on the anniversary date of the account if you maintain a Santander SelectSM checking account or if you are qualified for a Santander Bank employee checking account). There is no grace period on balance transfers. Also if you take a balance transfer offer, this means that unless your purchase APR is at an introductory or promotional 0% APR, you will pay interest on new purchases from the date made if you do not pay all balances, including the promotional balance transfer, in full by the next payment due date appearing on your statement. Rates are effective as of today. Please see the Terms and Conditions for additional rate, fee, and other cost information.
µ You can withdraw funds from your Santander® Money Market Savings account no more than 6 times by computer, telephone, preauthorized transfer, check, or Debit Card purchase each service fee period. Fees apply if you exceed these limits, and if you repeatedly exceed these limits, we will close your account or convert your account to a checking account.