Santander browser compatibility

You are in

Checking Accounts

Checking accounts...we all prefer one, but we’re all different. Whether you just want the basics, or prefer an account that lets you avoid monthly fees, we’ve got you covered. Simply choose the checking option that makes sense for your life. It’s your checking, your way.

Simply Right Checking

Simply RightSM Checking

Pay no Monthly Fee with one deposit, withdrawal, transfer, payment, and/or purchase of any amount in a calendar month.

  • No minimum balance to avoid the Monthly Fee.
  • Easy account access at thousands of ATMs, including one in many CVS locations.
  • Convenient mobile app for checking balances and performing transactions on the go.

Learn More...

Premier Plus Checking

Santander Premier Plus Checking

Personalized service and complete banking benefits.

  • Personal attention from a dedicated banker who will coordinate all of your banking and investment activities.±
  • Waive the $35 Monthly Fee by maintaining a combined balance of $75,000 in deposits and investments± or have $6,000 or more in monthly total direct deposits during the service fee period)(.

Learn More...

Santander Student Value Checking

Student Value Checking

Mobile–friendly, with no Monthly Fee or minimum balance requirements. Available to students 16–25.

  • No minimum balance.
  • $0 Monthly Fee account.
  • eStatements through Online Banking at no charge; $3 for each paper statement.

Learn More...

Santander Basic Checking

Santander Basic Checking

Straightforward, with a flat monthly fee.

  • $3 Monthly Fee, regardless of your activity.
  • No minimum balance to maintain.

Learn More...

Compare Our Checking Accounts

 

Banking should be easy, convenient, and tailored to your personal and financial needs. That's why we offer several different checking options from which to choose. Use the table below to find the one that works best for you. Click here for a printable version of this chart.

  Student Value
Checking
Santander Basic
Checking
Simply RightSM
Checking
Santander
Premier Plus
Checking
For you if you want? No Monthly Fee Predictable Monthly Fee Easy to waive Monthly Fee Banking Relationship waives the Monthly Fee
Key Benefits No Monthly Fee, no monthly balance requirements and mobile and online tools that help students to manage their money are available Account with a predictable Monthly Fee No minimum balance To avoid the Monthly Fee simply make one transaction - a deposit, withdrawal, transfer or payment - posted during the calendar month A Personal Banker and suite of services and benefits for those with combined balances of $75,000 or more in deposits and investments and/or $6,000 in direct deposits
Monthly Fee $0 $3 $10 $35
How to Waive the
Monthly Fee
No Monthly Fee Cannot be waived By making at least one financial transaction (deposit, withdrawal, transfer, or payment) during the calendar month By maintaining $75,000 in combined balances in deposits and investments held with Santander Investment Services or $6,000 in total monthly direct deposits
Interest Earning No No No Yes
Minimum Opening Deposit $10 $25 $25 $50
Statement Delivery Options (per statement) Free eStatement with
Online Banking or $3 per paper statement
Free eStatement with
Online Banking or $3 per paper statement
Free eStatement with
Online Banking or $3 per paper statement
Free eStatement with
Online Banking or
paper statement
Cash Withdrawal Fee: Domestic Non-Santander ATM3 $2 $3 $3 $0
Savings Account Benefit This account waives
the Monthly Fee for
Santander® Savings1 or Santander® Money Market Savings2
This account waives
the Monthly Fee for
Santander® Savings1 or Santander® Money Market Savings2
This account waives
the Monthly Fee for
Santander® Savings1 or Santander® Money Market Savings2
Santander® Premier Plus Money Market Savings - exclusive to Santander Premier Checking customers
  Learn More Learn More Learn More Learn More

± Investments must be held with Santander Investment Services.

)( Direct deposits include deposits made by your employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations. It does not include deposits to your Account that are made by an individual using online banking or an Internet payment provider such as PayPal.

† Per service fee period

‡ Direct deposits include deposits made by your employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations. It does not include deposits to your Account that are made by an individual using online banking or an Internet payment provider such as PayPal.

1 No Monthly Fee for Santander® Savings with any consumer Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

2 No Monthly Fee for Santander® Money Market Savings with any consumer Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

3 Domestic ATMs are ATMs in the 50 United States, the District of Columbia and Puerto Rico. ATM owner may charge a separate fee.