Your checking, your way. Hooray!

Checking Accounts

Checking accounts...we all prefer one, but we’re all different. Whether you just want the basics, or prefer an account that lets you avoid monthly fees, we’ve got you covered. Simply choose the checking option that makes sense for your life. It’s your checking, your way. And, all of our accounts come with debit cards that work with Apple Pay.

Compare Our Checking Accounts

Banking should be easy, convenient, and tailored to your personal and financial needs. That's why we offer several different checking options from which to choose. Use the table below to find the one that works best for you. Click here for a printable version of this chart.

  Student Value
Checking
Santander® Basic
Checking
Simply Right®
Checking
Santander® Premier Plus Checking
What is it An account designed for Students. An account with a low, predictable Monthly Fee. A simple and intuitive account that makes it easy to waive the Monthly Fee. An account that rewards you for your total banking relationship.
Monthly Fee $0 $3 $10 $35
How to waive the Monthly Fee
(per service fee period)
N/A Cannot be waived. Simply use the account each month.

Any transaction (deposit, withdrawal, transfer, or payment) posted to the account.
$75,000 in combined balances in deposits and eligible investments held with Santander Investment Services
-- or --
$6,000 in Direct Deposits.± ±
Interest Earning - - - Yes
Minimum Opening Deposit $10 $25 $25 $50
ATM Withdrawal Fee3
(domestic non-Santander ATM)
$2 $3 $3 $0
Free Paperless Statements
(selected in online banking)
Yes Yes Yes Yes
Paper Statements
(per statement)
$3 $3 $3 $0
Savings Account Benefit Account waives Monthly Fee on Santander® Savings1 and Santander® Money Market Savings.2 Access to Santander® Premier Plus Money Market Savings.

± Investments must be held with Santander Investment Services.

)( Direct deposits include deposits made by your employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations. It does not include deposits to your Account that are made by an individual using online banking or an Internet payment provider such as PayPal.

2 No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

± ± Santander considers Direct Deposits to be automatic electronic deposits made to your account by someone else, such as an employer issuing payroll or a government paying benefits. It may not include deposits to your account that are made by an individual using online banking or an internet payment provider.

Per service fee period.

3 Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

1 No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

app storegoogle play