Feel like royalty with Premier Plus Checking from Santander Bank.

Santander® Premier Plus Checking Account

Santander Premier Plus Checking Account rewards you for your complete banking relationship. As a Premier Plus customer you'll enjoy a suite of premium services. Best of all, you’ll have a dedicated banker to coordinate your everyday banking needs and connect you with a team of financial specialists. The concept is straightforward: we help you manage your money so you can focus on the more important things in life.

The current interest rate and APY (Annual Percentage Yield) on the Premier Plus Checking account is 0.01%.¤

Premier Plus Checking Rewards

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Premium Access & Services

Access to a Premier Debit Master Card with our highest spending limits, Santander Premier Plus Money Market Savings and priority service via our exclusive toll-free phone number

personal attention from a dedicated banker

Dedicated Banker

Personal attention from a dedicated banker who will coordinate your everyday banking needs.

Benefits of Banking with Us
Convenience
Convenience
  • Over 600 branches and more than 2,000 Santander ATMs across the Northeast, including many CVS/pharmacy® locations.
  • Online and Mobile Banking.
  • Pay in a simple, secure and convenient way with Apple Pay®.
  • Mobile Check Deposit.
  • A Debit MasterCard® for your everyday on–the–run purchases§.
  • Monitor your balances or activity with customizable alerts.
Security
Security
  • FDIC Insurance coverage up to applicable limits.
  • Online Banking Guarantee§.
  • Instant Card Hold◊.
Service
Service
  • Toll-free number to speak to a Personal Banking Representative.
  • Switch Services team to help if you're moving from another bank.

Banking should be easy, convenient, and tailored to your personal and financial needs. That's why we offer several different checking options to choose from. Use the table below to find the one that works best for you. Click here for a printable version of this chart.

  Student Value
Checking
Santander® Basic
Checking
Simply Right®
Checking
Santander® Premier Plus Checking
What is it An account designed for Students. An account with a low, predictable Monthly Fee. A simple and intuitive account that makes it easy to waive the Monthly Fee. An account that rewards you for your total banking relationship.
Monthly Fee $0 $3 $10 $35
How to waive the Monthly Fee
(per service fee period)
N/A Cannot be waived. Simply use the account each month.

Any transaction (deposit, withdrawal, transfer, or payment) posted to the account.
$75,000 in combined balances in deposits and eligible investments held with Santander Investment Services
-- or --
$6,000 in Direct Deposits.± ±
Interest Earning - - - Yes
Minimum Opening Deposit $10 $25 $25 $50
ATM Withdrawal Fee3
(domestic non-Santander ATM)
$2 $3 $3 $0
Free Paperless Statements
(selected in online banking)
Yes Yes Yes Yes
Paper Statements
(per statement)
$3 $3 $3 $0
Savings Account Benefit Account waives Monthly Fee on Santander® Savings1 and Santander® Money Market Savings.2 Access to Santander® Premier Plus Money Market Savings.

May We Also Suggest?

¤0.01% Annual Percentage Yield (APY) is available when you open a Santander® Premier Plus Checking account. This is a variable-rate account and the rate may change at any time. Rates shown are in effect as of today. Fees may reduce earnings. A minimum deposit of $50 is required to open a Santander® Premier Plus Checking account. Personal accounts only. The Monthly Fee is waived when you maintain a combined balance of $75,000 in deposits and eligible investment balances held with Santander Securities, LLC or have $6,000 or more in total direct deposits during the service fee period (otherwise, $35). All other fees apply. Contact a banker for further information about applicable fees and terms. Santander Bank, N.A. is a Member FDIC. ©2018 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

▲▲▲Santander® Ultimate Cash Back® Annual Percentage Rates (APRs) and Fees: 3% introductory Annual Percentage Rate (APR) for 12 billing cycles on Balance Transfers made within 90 days of opening your account. After the introductory period, a variable APR for Balance Transfers from 16.24% to 25.24% based on the Prime Rate and your creditworthiness. There is no grace period on Balance Transfers. Also if you take a Balance Transfer offer, this means that unless your purchase APR is at an introductory or promotional 0% APR, you will pay interest on new purchases from the date made if you do not pay all balances, including the promotional Balance Transfer, in full by the next payment due date appearing on your statement. Variable APR for Purchases from 16.24% to 25.24% based on the Prime Rate and your creditworthiness when you open your account. Cash advance APR of 26.74%. Minimum finance charge of $1.50. Penalty APR of 31.74%, and loss of any introductory or promotional rate, if any, which may apply indefinitely to your account if you miss or make a late payment or otherwise default. There are no Annual, Balance Transfer, Cash Advance, Foreign Transaction, or Returned Payment fees. Finance charges still apply. Each time we do not receive the Minimum Payment Due in full by the Payment Due Date, we will charge you a Late Fee of $25 for the first late fee in a 6-month period and a $35 fee for each late payment until there are 6 consecutive months with no late payments. However, we will never charge a Late Payment Fee exceeding the Minimum Payment Due that is late. Rates effective as of . Rates are subject to change. 1.5% Cash back is earned on new net retail purchases (qualifying purchases less credits, returns, and adjustments) and can be redeemed for statement credit, gift cards, electronic certificates, or merchandise. Cash back cannot be earned on balance transfers, cash advances, purchases of money orders and other cash equivalents, purchases made by or for a business purpose, fees, interest charges, unauthorized / fraudulent transactions, and certain other charges. Cash back balance does not expire for accounts in good standing. Earn $100 cash back via statement credit after you spend $500 on new net retail purchases within the first 90 days of opening your account, provided the account is in good standing. This credit can take up to 6 weeks to be processed. Other terms and conditions apply. Credit card accounts are subject to approval.

* Bonus Offer Details: Accounts must be in good standing. Applies to net new retail purchases only. Net new retail purchases: qualifying purchases less credits, returns, and adjustments. Balance Transfers, Cash Advances, including purchases of money orders or other cash equivalents, purchases made by or for a business purpose, fees, interest charges, unauthorized/fraudulent transactions, and certain other charges do not earn cash back credit. The cash back balance on your account does not expire for accounts in good standing. Cash Back in the form of statement credit upon your request. Receive the $100 cash back bonus via statement credit: When you spend $500 on net new retail purchases using the Santander® Ultimate Cash Back® credit card, or when you spend $1,000 on net new retail purchases using the Bravo credit card, within the first 90 days of opening your account. $100 cash back is credited to customer account within 6 weeks after spending requirements are met. Other terms and conditions apply.

± Investments must be held with Santander Investment Services.

± ± Santander considers Direct Deposits to be automatic electronic deposits made to your account by someone else, such as an employer issuing payroll or a government paying benefits. It may not include deposits to your account that are made by an individual using online banking or an internet payment provider.

§Please refer to your Online Banking or Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

Per service fee period.

1 No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

2 No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

3 Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

¤¤You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per service fee period (such as by automatic or pre-authorized transfers using telephone, Online Banking, or Mobile Banking, Overdraft Protection, Payments to third parties, Checks, Drafts, and Debit Card purchases). Fees apply if you exceed these limits and, if you repeatedly exceed these limits, we will convert your account to a non-interest bearing checking account.

Santander Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

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