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Choose the account that works for you.

You’ll like
Student Value Checking

if you’re looking for
on-the-go banking.

You’ll like
Santander®
Basic Checking

if you’re looking for
predictable banking.

You’ll like
Simply Right® Checking

if you’re looking for
a simple checking account with an easy-to-waive Monthly Fee.

You’ll like
Santander Select® Checking

if you’re looking for
relationship banking that
rewards your loyalty with
better benefits and discounts.

Favorite features

  • No Monthly Fee*
  • No minimum balance
  • Apple Pay®
  • Reduced ATM fees3
  • No incoming wire fees

Favorite features

  • Low, $3 Monthly Fee
  • No minimum balance
  • Highly rated Mobile Banking App
  • Santander PROTECHTION

Favorite features

  • Ability to waive the $10 Monthly Fee with one transaction per month
  • No minimum balance
  • Highly rated Mobile Banking App
  • Santander PROTECHTION

Favorite features

  • Ability to waive the $25 Monthly Fee with $25,000 in combined balances.*
  • Comprehensive banking, borrowing and investment services
  • Better benefits and discounts
  • Interest-bearing checking
  • Highly rated Mobile Banking App
  • Santander PROTECHTION

Easy, everyday banking.

Respect is helping you bank wherever you are, wherever you go.

 

Walk out working.

You’ll be ready to bank when you leave the branch:

  • View your account(s) in Mobile and Online Banking.
  • Deposit checks using our Mobile Banking App.
  • Set up account alerts so you can be in the know about your accounts from the start.
     

Anytime, anywhere banking.

Day or night, and on the go:

  • With over 500 branches.
  • More than 2,000 Santander ATMs across the Northeast and Florida, including over 1,000 in CVS Pharmacy® locations.
  • Santander Debit Mastercard® for everyday purchases.
     

Anytime, anywhere banking.

Day or night, and on the go:

  • With branches across the Northeast and in Miami, Florida, all offering Santander Select® Services.
  • More than 2,000 Santander ATMs across the Northeast, including over 1,000 in CVS Pharmacy® locations.
  • Santander Select® World Debit Mastercard® for everyday purchases.
     

Highly rated Mobile Banking App.

mobile banking app device mobile banking app rating

234k ratings as of 1/26/2021.

Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.
 

Highly rated Mobile Banking App.

mobile banking app device mobile banking app rating

234k ratings as of 1/26/2021.

Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.
 

Highly rated Mobile Banking App.

mobile banking app device mobile banking app rating

234k ratings as of 1/26/2021.

Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.
 

Santander PROTECHTION.

Digital banking with Santander PROTECHTION gives you the confidence and control to bank online with peace of mind.

  • Manage accounts. Know you’re safe with us, using digital controls for cards, alerts, and more.
  • Manage cards. Activate debit and credit cards, put a misplaced card on hold, report them lost or stolen, and request replacements.
  • Set up alerts. Select and customize the alerts you want to receive, refine alert settings, and choose whether to receive them via text, email, or both.


 

Account details.

 

Key feature.
No Monthly Fee* or minimum balance. For students 14-25.**

Account opening deposit.
$10 minimum.

Minimum balance.
No minimum balance requirement.

Interest.
This account is not interest bearing.

Key feature.
Straightforward, with a low Monthly Fee.

Account opening deposit.
$25 minimum.

Minimum balance.
No minimum balance requirement.

Interest.
This account is not interest bearing.

Key feature.
Waive the Monthly Fee with one transaction per calendar month.

Account opening deposit.
$25 minimum.

Minimum balance.
No minimum balance requirement.

Interest.
This account is not interest bearing.

Key feature.
Your gateway to a more rewarding banking relationship with better benefits and discounts.

Account opening deposit.
$25 minimum.

Minimum balance.
No minimum balance requirement.

Interest.
This account is interest bearing.

Priority Service and Support.
Call Santander Select® Services at 855‑678‑2265.

Statement delivery options.
Paper Statements – $0 per statement.
Paperless Statements – $0. Selected in Online or Mobile Banking.

Monthly Fee.
$0.*

Reduced ATM fees.3
Withdrawals – $2 for domestic non-Santander ATMs. Balance inquiries – $0.

Statement delivery options.
Paper Statements – $3 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.

Monthly Fee.
$3. Cannot be waived.

ATM withdrawal fee.3
$3 for domestic non-Santander ATM withdrawals.

Statement delivery options.
Paper Statements – $3 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.

Monthly Fee.
$10. Fee waived with one transaction4 – a deposit, withdrawal, transfer, or payment – posted during the calendar month.

ATM withdrawal fee.3
$3 for domestic non-Santander ATM withdrawals.

Statement delivery options.
Paper Statements – $3 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.

Monthly Fee.
$25. *Fee waived with combined balances of $25,000 in bank deposits (consumer and certain business products) and eligible investments held with Santander Investment Services.

Debit Card and ATM Fees.¤

  • No fee to use more than 30,000 Santander ATMs globally.
  • No international transaction fee for debit card purchases and ATM withdrawals.
  • Up to $30 rebate per service fee period for ATM surcharge fees charged by other institutions at non-Santander ATMs.

Complimentary bank services:
Santander Select® checks, incoming wire transfers, overdraft protection transfers, and so much more.

 

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near you.

Make sure Student Value Checking is the best fit for you.

We have a choice of checking accounts to consider. Click here to compare.

Make sure Basic Checking is the best fit for you.

We have a choice of checking accounts to consider. Click here to compare.

Make sure Simply Right® Checking is the best fit for you.

We have a choice of checking accounts to consider. Click here to compare.

Make sure Santander Select® Checking is the best fit for you.

We have a choice of checking accounts to consider. Click here to compare.

Customers also like:

  • No Monthly Fee when you maintain a personal Santander checking account or with $100 average daily balance in the Santander Savings account.1
  • Use Auto Save to make automatic recurring transfers from checking to savings.
  • Start with a deposit of just $25.

Learn more...

At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.

Visit site...

Customers also like:

  • No Monthly Fee when you maintain a personal Santander checking account or with $100 average daily balance in the Santander Savings account.1
  • Use Auto Save to make automatic recurring transfers from checking to savings.
  • Start with a deposit of just $25.

Learn more...

  • No Monthly Fee with any personal Santander® checking account or with $100 average daily balance in the Santander Savings account.2
  • A competitive rate when you deposit $10,000 or more in new balances.

Learn more...

At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.

Visit site...

Customers also like:

  • No Monthly Fee when you maintain a personal Santander checking account or with $100 average daily balance in the Santander Savings account.1
  • Use Auto Save to make automatic recurring transfers from checking to savings.
  • Start with a deposit of just $25.

Learn more...

  • No Monthly Fee with any personal Santander® checking account or with $100 average daily balance in the Santander Savings account.2
  • A competitive rate when you deposit $10,000 or more in new balances.

Learn more...

At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.

Visit site...

Customers also like:

  • No Monthly Fee for Santander Select® Money Market Savings account.¤
  • A banker who will help coordinate your everyday banking needs.
  • Move money to and from your checking account up to six times per service fee period.¤¤

Learn more...

At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.

Visit site...

Benefits of banking with us:

  • Over 500 branches and more than 2,000 Santander ATMs across the Northeast, including in many CVS Pharmacy® locations.
  • Use your Debit Mastercard® for everyday, on–the–go purchases.§
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay.
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Digital Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.

Benefits of banking with us:

  • With branches across the Northeast and in Miami, Florida and more than 2,000 Santander ATMs across the Northeast, including in many CVS Pharmacy® locations.
  • Use your Santander Select® World Debit Mastercard® for everyday, on-the-go purchases.
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay.
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Digital Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.

*Other fees may apply, including a Paper Statement Fee if you do not elect to go Paperless in Online or Mobile Banking. Refer to the Personal Deposit Product Guide and Fee Schedule for more details.

**Account is available to students 14-25 years of age (legal guardian co-owner required for those between 14-18 years). Once you reach 26, we may convert your Student Value Checking to another checking product.

1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. Other ATM fees may apply. Please refer to the Personal Deposit Product Guide and Fee Schedule for more details. ATM owner may charge a separate fee.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

 

Per service fee period.

§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

2No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

 

Per service fee period.

1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

2No Monthly Fee for Santander® Money Market Savings with any personal Santander checking account or with $10,000 average daily balance in the Santander® Money Market Savings account (otherwise, $10.00). All other fees apply.

3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

4Excludes fees, rebates, or adjustments posted by Santander.

§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

 

Eligible business products include Business Checking, Savings, Money Market Savings, and Certificates of Deposit accounts, but exclude the following accounts: IOLTA, Bankruptcy, Brokered Deposits, Controlled Disbursement, Escrow, Government, and Union accounts.
Eligible investments held with Santander Investment Services do not include the following: Annuities held at Mass Mutual, Allstate, Phoenix, Ohio National; Immediate Annuities or Annuities that have become annuitized; Mutual funds and 529 products not custodied by Pershing LLC; Insurance Products (with the exception of certain annuities held directly with a product sponsor). Minimum to open is $25.

¤For detailed information, please review the Personal Deposit Account Fee Schedule.

¤¤We limit withdrawals and transfers out of your savings and money market savings accounts. You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per Service Fee Period (such as by automatic or pre-authorized transfers using telephone, online banking, mobile banking, overdraft protection, payments to third parties, wire transfers, checks, and drafts). If you repeatedly exceed these limits, we may close or convert your account to a checking account, which may be a non-interest-bearing checking account.

§Digital Banking Guarantee: When you use Online Banking, we guarantee that your money is protected against online fraud or losses and that your bills will be paid on time. You are protected against unauthorized online transactions as long as you check your statement and promptly notify us of any unauthorized activity. Refer to your Digital Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions, as well as a list of supported mobile devices.

§§Available for checking account customers.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

  

Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, Member  FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.

INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE
NOT INSURED BY ANY FEDERAL  GOVERNMENT AGENCY NOT A BANK DEPOSIT