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If you want to borrow a specific amount and prefer the predictability of a monthly payment that doesn’t change, you may want to consider applying for a loan. Whether you want to renovate your kitchen, buy a new car, or plan your dream wedding, Santander has a solution for you—with competitive rates, flexible repayment terms, and rate discounts for automatic payment.

Home Equity Loans

The smart way to get the money you need.

Make home improvements or repairs, consolidate higher-interest rate debt, even refinance your first mortgage. With great rates, the potential for tax-deductible interest1, plus no closing costs, application fees, or appraisal fees, this loan is hard to beat.

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Personal Loans

Borrow up to $25,000 for practically any purpose.

Whether you want to cover educational expenses, pay for a dream wedding or purchase new kitchen appliances, a Personal Loan gives you access to the funds you need in one lump sum with no collateral required.

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Auto Loans

Get the money you need for the car you want.
If you're buying a new or used car or looking to refinance your existing auto loan, we offer competitive rates and flexible terms. Plus, we can pre-qualify you first so you’ll know exactly how much you can spend on your next car.

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Savings Secured Loans

Get access to cash while leaving your savings intact.
A Savings Secured Loan is a great solution if you need funds quickly. It can also help you build credit by using your Santander Savings, Money Market or CD balance as collateral. Plus, you continue to earn interest on your deposit balance.

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1 Check with your tax advisor.