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In the market for a new - or new to you - car? Looking to refinance? An auto loan from Santander Bank can help you get in the driver's seat.

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Auto Loans

Ready to better your ride? Santander Bank can help you get in gear with an auto loan for a new or used car, help you buy your car at the end of the lease, or assist with refinancing your current car loan. If you're in the market for a new or used car, we can pre–qualify you before you start looking so you'll know exactly how much you can spend. Shop with confidence and borrow up to $75,000 at attractive rates and favorable terms. Get on the road faster by applying for a car loan online from Santander Bank.

Auto Loan Features

  • New car loan rates as low as 2.54% APR when you set up automatic payments from your Santander Bank checking account1.
  • Used car loan rates as low as 2.99% APR when you set up automatic payments from your Santander Bank checking account1.
  • A variety of payment terms and 100% financing available.
  • Pre-qualification lets you know just how much you can spend on your vehicle.

What Can an Auto Loan Be Used For?

New Car

New Car

Buying a new car at a competitive interest rate (and getting pre-qualified so you can negotiate the best deal).

Used Card

Used Car

Purchasing a used car at an attractive interest rate or buying your car at the end of the lease.



Refinancing your existing auto loan at more favorable terms.

Car Loan Monthly Payments

Monthly payments on a Santander New Auto Loan with a 60-month term and our best rate of 2.54% APR1

Amount $10,000 $20,000 $30,000
Monthly Payment $177.65 $355.30 $532.95

Rate assumes automatic payment from a Santander checking account.

Is an Auto Loan Right for Me?

Wondering whether to lease or buy your vehicle, or how much your monthly payments might be? The handy auto loan calculators below can help you determine your options, based upon the amount of your car loan.

May We Also Suggest?


Personal Loan

Simplify your financial life by consolidating your debt with a Personal Loan.

  • Provides your money in one lump–sum, and with a predictable monthly payment.
  • Use your funds for almost anything: paying off bills, home or car repairs, special occasions or a memorable vacation.

Learn More...

Rest easy with Simply Right Checking from Santander Bank.

Simply Right® Checking

Pay no Monthly Fee with one deposit, withdrawal, transfer, payment, or purchase of any amount in a calendar month.

  • No minimum balance to avoid the Monthly Fee.
  • Easy account access at thousands of Santander ATMs, including many CVS locations.
  • Convenient mobile app for checking balances and performing transactions on the go.

Learn More...

Use a credit line to help fund your imagination.

Personal Line of Credit

Help bring your dreams to life with a Personal Line of Credit.

  • Why make multiple payments when you can make one monthly payment at a super rate?
  • You can also use a personal line of credit for other plans and expenses, like easing the burden of much needed home repairs.

Learn More...

1 To get the Santander Bank, N.A. automobile loan (Loan) annual percentage rates (APRs) shown, you must reside in CT, DC, DE, MA, ME, NH, NJ, NY, PA, RI or VT, must have or open a Santander checking account and must authorize automatic payment from that account. The APR will increase by 0.25 percentage points, and the payment will increase, if automatic payment from your Santander checking account is discontinued. The advertised rates are some of our best rates. The rate for which you qualify will be based on your credit history, vehicle age, down payment (if any), loan amount as a percentage of vehicle value, loan term and the payment option you select. Minimum loan amount is $5,000 and maximum is $75,000. Loans are available to finance up to 100% of the value of the vehicle offered as collateral. The monthly payment amount on a $25,000 loan secured by a new vehicle with a 60-month term, 80% LTV and 2.54% APR is $444.13. The monthly payment amount on a $15,000 loan secured by a used vehicle with a 60-month term, 80% LTV and 2.99% APR is $269.46. Sixty-month terms on used vehicle loans are available on loans secured by 2010 through 2016 model year vehicles. Seventy-two (72) month terms are available only on loans secured by new vehicles (2015 and 2016 model year vehicles with 5,000 or fewer miles) and do not qualify for our lowest standard rates. Older vehicles require shorter loan terms. Rates and other terms accurate as of 03/01/2016 and may change thereafter. Auto Loans subject to approval.