Apply for a secured personal  loan  from Santander Bank.

What is a CD / Savings Secured Loan?

Did you know that your hard–earned savings can be a convenient and quick source of borrowed funds? With a Santander Bank CD/Savings Secured Loan, you can use your existing Santander Bank savings, money market or CD balances as collateral and borrow against those balances. In addition to borrowing at an attractive rate, a CD/Savings Secured Loan allows you to continue to earn interest on your balances, and you may be able to build your credit history along the way. Learn how to get a CD/Savings Secured Loan from Santander Bank.

Secured Personal Loan Features

  • Borrow up to 98% of your deposit balances (minimum loan: $1,000).
  • No secured loan application fees  or closing costs.
  • No income or employment verification required.
  • Continue to earn interest on your savings, money market or CD balances.
  • Interest rates lower than many or most credit cards.

To Apply for a CD/Savings Secured Loan, Call 877.860.9753

What Can a CD/Savings Secured Loan Be Used For?


Pay unexpected expenses, quickly and efficiently.


Borrow money without fees and closing costs, and without drawing on your savings.

Build Credit History

Help to build a credit history for potential future borrowing needs.

Secured Personal Loan Monthly Payments

Monthly payments on a Santander CD/Savings Secured Loan with a 24-month term and a rate of 6.00% APR1

Amount $1,000 $2,000 $4,000
Monthly Payment $44.32 $88.64 $177.28

Is a CD / Savings Secured Loan Right for Me?

Wondering how much your payments might be with a CD/Savings Secured Loan? You can run the numbers using this handy calculator:

To Apply for a CD/Savings Secured Loan, Call 877.860.9753

Important Notice Regarding Existing Loan Protection and Credit Insurance Programs

Please be advised that Santander is discontinuing Santander’s Loan Protection Plan (SLPP) and credit insurance programs effective June 1, 2017, and on that date, enrollment will be cancelled. For further details on the termination click here to learn more.

May We Also Suggest?

1 The Annual Percentage Rate (APR) will be based upon the deposit account rate plus 3.00%; minimum of 6.00% APR.

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