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Mortgages

Whether you’re buying a new home or refinancing your existing one, there’s a lot to think about. From rates to payments to closing costs, we’ll help you navigate the mortgage process and find the one that’s right for you. Not only that, with Santander Bank’s competitive rates backed by personalized, friendly service, you’re sure to feel right at home.

Buy a Home

Choose from a variety of mortgages that are designed to match your budget and borrowing preferences.

  • Fixed Rate and Adjustable Rate Mortgages (ARMs) offer competitive rates and convenient payment choices.
  • Flexible down payment options put your dream home within reach.
  • Special programs for first-time homebuyers.

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Refinance

Make a smart refinancing decision by taking advantage of our attractive loan options. There are many reasons why you may want to refinance your home. A Santander Mortgage Specialist can help you with a solution that best meets your needs.

  • You could lower your monthly payment.
  • You could reduce the total amount you pay for your home.
  • You want to use your home?s equity to take cash out.

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Mortgages 101

Securing a mortgage doesn't have to be complicated. We are here to help you understand all of your options by providing:

  • Detailed explanations of the different types of mortgages.
  • Guidance on determining how much you can spend.
  • Answers to Frequently Asked Questions (FAQs).

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Calculators

Our online tools can help you determine:

  • How much you can afford to borrow.
  • What your mortgage payments may be.
  • Whether it makes sense to refinance now.

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