Sphere® earns you 1 reward point for every dollar spent of new net retail purchases, also, new Sphere customers can enjoy a special introductory APR on Balance Transfers.

  • 0% APR on balance transfers for 24-months for transactions made within 90 days of opening your account.*
  • No annual fee.*
  • One reward point for every dollar spent.
  • Points you can redeem for cash, travel or gift cards.
  • No limit to the number of points you can earn.
  • *Terms and Conditions

Apply Now

For information about the rates, fees, other costs and benefits associated with the use of these credit cards, click on Apply Now for each card and refer to the disclosures accompanying the online credit card application. Refer to disclosures accompanying application for rewards program details. Certain restrictions apply to these and other benefits described here and in your guide to coverage. All credit card applications are subject to application approval.

You will earn 1 point per dollar spent of new net retail purchase transactions charged to the card account each billing cycle. Point earnings are rounded to the nearest whole point. Other terms and conditions apply. See details about rewards program in the Credit Card Agreement.