Many of us will spend 20 years or more in retirement. For many, retirement might mean working less-or starting a new business venture. For some, it may mean moving to a different part of the country, or traveling. Proper planning can help you to live the retirement lifestyle you desire. Your Santander Financial Consultant has the experience and skills to help you develop a strategy to meet your personal retirement goals.
Santander Retirement Solutions
Santander Investment Services can offer you a wide range of retirement planning solutions based on your particular needs. A Santander Investment Services retirement account can be an excellent way to keep your savings invested and build an income stream for life.
Traditional IRAs allow individuals to save and invest for retirement on a tax-deferred—and possibly tax-deductible—basis
Roth IRAs allow individuals to save and invest for retirement. With a Roth IRA, you make contributions with money on which you've already paid taxes. Your money can then potentially grow tax-free, with tax-free withdrawals in retirement, provided that certain conditions are met.
Rollover IRAs allow individuals with employer sponsored retirement plans, such as a 401(k) or 403(b), to consolidate them into a single, tax-advantaged account. Amounts rolled over may continue to grow tax deferred.
Annuities may protect against market uncertainties such as market performance and inflation rates as well as providing and income stream.
- Fixed annuities credit earnings at a guaranteed rate on a tax-deferred basis for a specified length of time.
- Variable annuities offer the opportunity for lifetime income with the ability to participate in the market.
This distribution strategy can potentially stretch the tax-deferred benefits of an IRA for future generations.
SEP IRAs allow self-employed and small business owners and their employees to save and invest for retirement with minimal administrative burden.
To learn more about retirement planning and how we can help you get prepared, schedule a complimentary review with one of our Financial Consultants today.
Santander Investment Services does not provide tax advice. Please consult your tax attorney for your specific situations.
Guarantees apply to certain insurance and annuity products or contractual riders (not securities, variable or investment advisory products) and are subject to product terms, exclusions and limitation and the insurer's claim's paying ability and financial strength.
Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities, LLC. Santander Securities, LLC is a registered broker/dealer, Member FINRA and SIPC and a registered investment advisor. Insurance is offered through Santander Securities, LLC or its affiliates.
This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. registered representatives. Santander Securities LLC U.S. registered representatives may only conduct business with residents of the states in which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.
|INVESTMENT PRODUCTS ARE:||NOT FDIC INSURED||NOT BANK GUARANTEED|
|ACCOUNT MAY LOSE VALUE||NOT INSURED BY ANY GOVERNMENT AGENCY||NOT A BANK DEPOSIT|