Mortgage Prequalification

Mortgage prequalification is an initial assessment of your financial status to estimate how much of a mortgage loan you may be able to afford. While prequalification for a mortgage isn’t mandatory, it’s a relatively fast, early step in the process that can be beneficial as you search for a home.

How to Prequalify for a Mortgage

You can prequalify for a mortgage online, via the phone at 855-684-4968 or in person with a Mortgage Specialist at a bank branch. A mortgage lender will assess some basic financial information, such as your income and a basic review of your credit, and generally can tell you what amount you prequalify for within a few minutes.


Mortgage prequalification doesn’t require submitting any documentation, you’ll just need social security numbers and basic income information for you and your co-applicant, if relevant.


Prequalify Now


Contact a Mortgage Specialist


While prequalification for a mortgage can be a helpful estimate, it is not a guarantee. If you’re interested in receiving conditional approval of a loan to provide to a seller, consider getting pre-approved for a mortgage instead.


Learn more about the difference between pre-approval and prequalification.

All loans are subject to approval.

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