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Mortgage Prequalification

Mortgage prequalification is an initial assessment of your financial status to estimate how much of a mortgage loan you may be able to afford. While prequalification for a mortgage isn’t mandatory, it’s a relatively fast, early step in the process that can be beneficial as you search for a home.

How to Prequalify for a Mortgage

You can prequalify for a mortgage online, via the phone at 855-684-4968 or in person with a Mortgage Specialist at a bank branch. A mortgage lender will assess some basic financial information, such as your income and a basic review of your credit, and generally can tell you what amount you prequalify for within a few minutes.

Mortgage prequalification doesn’t require submitting any documentation, you’ll just need social security numbers and basic income information for you and your co-applicant, if relevant.

Prequalify Now

Contact a Mortgage Specialist

While prequalification for a mortgage can be a helpful estimate, it is not a guarantee. If you’re interested in receiving conditional approval of a loan to provide to a seller, consider getting pre-approved for a mortgage instead.

Learn more about the difference between pre-approval and prequalification.

All loans are subject to approval.

 Equal Housing Lender. Santander Bank, N.A. (NMLS# 494788) is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

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