How to Prequalify for a Mortgage
You can prequalify for a mortgage online, via the phone at 855-684-4968 or in person with a Mortgage Specialist at a bank branch. A mortgage lender will assess some basic financial information, such as your income and a basic review of your credit, and generally can tell you what amount you prequalify for within a few minutes.
Mortgage prequalification doesn’t require submitting any documentation, you’ll just need social security numbers and basic income information for you and your co-applicant, if relevant.
While prequalification for a mortgage can be a helpful estimate, it is not a guarantee. If you’re interested in receiving conditional approval of a loan to provide to a seller, consider getting pre-approved for a mortgage instead.
Learn more about the difference between pre-approval and prequalification.
All loans are subject to approval.
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