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Santander® Select Money Market Savings

Keep the momentum going and your savings growing with competitive rates, priority service, and no Monthly Fee. This account is only available to Santander® Select Checking clients.

 

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Interest Rate
1

     
Annual Percentage Yield*  

 
   

 *For new money market savings customers with a $10,000 minimum daily balance. Rates are only available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or select areas in Florida: Miami-Dade, Monroe, Broward counties and Collier county zip code 34141. Rates shown may not be available. Rates may not be available for online openings.

Account details 

A savings account with a competitive rate and personalized service.

For current rate information, please speak with one of our experienced Bankers. 

Monthly Fee

$0 Monthly Fee. Only available to Santander® Select Checking account holders  

Minimum balance 

No minimum balance requirement 

ATM withdrawal fee††

  • No fee to use your Santander® Select World Debit Mastercard® at more than 30,000 Santander ATMs globally
  • Get up to $30 rebated per service fee period for ATM surcharge fees charged by other institutions at non-Santander ATMs 

Account opening deposit

$25 minimum 

Interest

This account is interest bearing 

Statement delivery options 

  • $0 for paperless statements
  • $0 for paper statements 

 

Santander® Select Money Market SavingsInterest RateAnnual Percentage Yield (APY)
$0.01 - $9,999.99  
$10,000.00 - $49,999.99    
$50,000.00 - $99,999.99    
$100,000.00 - $399,999.99    
$400,000.00+    


Santander® Select Benefits 

Enjoy the same great benefits as your Santander® Select Checking account 

Get expert advice from our team of financial specialists in business and investments§. Plus, you get priority servicing when you call the Santander® Select Services Line at 855-678-2265

International Debit Card transactions, incoming wire transfers, stop payments and more. 

  • Enjoy Travel Protection for cancelled or delayed trips and lost or delayed luggage.3
  • Access exclusive tickets and reservations with Mastercard Concierge Services.
  • Travel in comfort with a complimentary annual membership to Priority Pass.3
  • Shop confidently with Zero Liability2 for unauthorized purchases, Extended Warranty, Purchase Assurance, and Satisfaction Guarantee. For assistance with your Santander® Select World Debit Mastercard® benefits, please call 866-214-5084
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Let’s meet in person 

Schedule one-on-one time with a banker. 

FAQs: Savings 

All savings accounts can be opened in a Santander Bank branch and the Santander® Savings account can be opened online. Santander® Money Market Savings, Santander® Select Money Market Savings, and Santander® Private Client Money Market Savings accounts can only be opened online in conjunction with an online checking account opening. Certificates of Deposit and Individual Retirement Accounts can only be opened in branch. To open an account, you will need:

  • Your Social Security number
  • A government-issued ID
  • Funds for an opening deposit
  • A valid email address 

As long as you have everything you need, applying for a savings account online should only take 15 minutes. 

You will begin to earn interest as soon as the funds in the account are available in the bank. 

Yes, you can open a savings account jointly in branch or online with anyone 18 years and older, or a child under the age of 18 if you are their parent or legal guardian. Learn more about joint savings and joint checking accounts.  

Interest accrues daily and is credited to your account monthly. 

Find Us 

Branches across the Northeast and in Miami, Florida, plus 2,000+ ATMs. 

*Rates are available for new money market customers only. This is a variable-rate account and the rate applicable to your balance tier may change at any time without notice. Rate is available when account is opened or located in a Santander location within the ZIP code entered. If ZIP code entered is not located in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in Florida: Miami-Dade, Monroe, Broward counties, and Collier county ZIP Code 34141, rates shown may not be available. Rates in other locations may vary. Rates may not be available for online openings. Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander Select® Money Market Savings account. Personal accounts only. Must have or open a Santander Select® Checking account. All other fees apply. For more information about applicable fees and terms, refer to the Personal Deposit Account Fee Schedule or visit your local branch.

Each monthly service fee period begins on the day service fees, if any, are calculated and posted to your account and ends on the day before your service fees are next calculated and posted. ‡For detailed information, please review the Personal Deposit Account Fee Schedule.

††Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.

2You must properly safeguard your PIN and promptly notify us of any unauthorized transactions. Please refer to Your Liability for Unauthorized Transfers section in your Personal Deposit Account Agreement.

3With Priority Pass Membership, there is an entry fee per lounge visit.

4Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, Member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is an affiliate of Santander Bank, N.A.

INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSUREDNOT BANK GUARANTEEDMAY LOSE VALUE
NOT INSURED BY ANY FEDERAL  GOVERNMENT AGENCYNOT A BANK DEPOSIT