Fraudsters will target your mobile phone number in an attempt to take over the device directly, then use it to authenticate a payment or purchase.

A sense of urgency and pressure to take immediate action — including unusual payments.

Fraudsters will try to gain information that gives them access to your accounts, including emails that lead to a fake website or alarming text messages that get you to call fake call centers or open malware used to access your device.

Fraudsters use your personal information, such as your name, Social Security number, or credit card number, without your permission.

Financial abuse of elder and vulnerable adults — often including requests for personal information over the phone and pressure to act urgently. Charity scams and grandparent cons are common forms of financial abuse.