The current interest rate and APY (Annual Percentage Yield) on the Santander Savings account is 0.03%.¤
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Bank your way. Check your balance, deposit checks, pay bills, shop with Apple Pay®, or transfer money, virtually anywhere, any time.
Digital banking with Santander PROTECHTION gives you the confidence and control to bank online with peace of mind.
| Santander® Money Market Savings | Interest Rate | Annual Percentage Yield (APY) |
|---|
| Santander Select® Money Market Savings | Interest Rate | Annual Percentage Yield (APY) |
|---|
Key feature.
A great way for those under 18 years old to establish good savings habits.
Account opening deposit.
$10 minimum.
Minimum balance.
No minimum balance requirement.
Interest.
This account is interest bearing.
Monthly Fee.
$0.
Age requirement.
Available to individuals under 18 years of age. (account requires a legal guardian co-owner)
ATM withdrawal fee.3
$3 for domestic non-Santander ATM withdrawals.
Statement delivery options.
Paper Statements – $3 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.
Key feature.
A straightforward way to save.
Account opening deposit.
$25 minimum.
Minimum balance.
No minimum balance requirement.
Interest.
This account is interest bearing.
Monthly Fee.
$1. Monthly Fee waived with any personal Santander® checking account or with $100 average daily balance in the Santander® Savings account.
ATM withdrawal fee.3
$3 for domestic non-Santander ATM withdrawals.
Statement delivery options.
Paper Statements – $0 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.
Key feature.
Fast track your goals at a great rate when you maintain at least $10,000 in the account.
Account opening deposit.
$25 minimum.
Minimum balance.
No minimum balance requirement.
Interest.
This account is interest bearing.
Monthly Fee.1
$10. Fee waived with any personal Santander® checking account or with $10,000 average daily balance in the Santander® Money Market Savings account.
Statement delivery options.
Paper Statements – $0 per statement. Paperless statements – $0. Selected in Online or Mobile Banking.
Key feature.
A competitive rate with priority service.
Account opening deposit.
$25 minimum.
Minimum balance.
No minimum balance requirement.
Priority service.
Call Santander Select® Services at 855‑678‑2265.
Monthly Fee.1a
$0. Must own any Santander Select® Checking account in order to open
Statement delivery options.
Paper Statements – $0 per statement. Paperless Statements – $0. Selected in Online or Mobile Banking.
Also, with Santander Online Banking and our Mobile Banking App, you can bank digitally and securely anywhere, any time.
We have a choice of savings accounts to consider. Click here to compare.
We have a choice of savings accounts to consider. Click here to compare.
We have a choice of savings accounts to consider. Click here to compare.
We have a choice of savings accounts to consider. Click here to compare.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
At Santander Bank, we want you to prosper. That’s why we treat you and your money with respect. By providing helpful tips, articles, and ideas, you can confidently navigate your financial future.
Personal Deposit Account Fee Schedule.
Personal Deposit Account Agreement.
Frequently asked questions.
Account Set-Up Checklist.
Account opening options.
Call
877‑768‑2265 to speak with a Personal Banking Representative.
Email
General inquiries about Santander's solutions and services.
ATM/Branches
Find a location.
§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.
1Account requires a parent or legal guardian as a joint owner.
3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.
◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
1Per service fee period.
3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. ATM owner may charge a separate fee.
¤0.03% Annual Percentage Yield (APY) is available when you open a Santander® Savings account. This is a variable-rate account and the rate may change at any time. Rates shown are in effect as of today. Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander® Savings account. Personal accounts only. The Monthly Fee is waived when you have any personal Santander® checking account or an average daily balance of at least $100 (otherwise, $1). All other fees apply. Contact a banker for further information about applicable fees and terms.
¤¤You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per service fee period (such as by automatic or pre-authorized transfers using telephone, Online Banking, or Mobile Banking, Overdraft Protection, payments to third parties, checks, drafts, and debit card purchases). Fees apply if you exceed these limits and, if you repeatedly exceed these limits, we will convert your account to a non-interest bearing checking account.
§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.
◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
◊◊Rates are available for new money market customers only. The introductory interest rate will apply during the first 6 months after the account is opened for accounts with balances of at least $10,000. This is a variable-rate account and the rate applicable to your balance tier may change at any time, except during the introductory period. Rates shown are in effect as of today and may change at any time. Rates may change after the introductory period without notice. Rate is available when account is opened within the residential ZIP code entered. Rates in other locations may vary. Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander Money Market Savings account. Personal accounts only. Must have or open any Santander personal checking account. The Monthly Fee is waived when you have a Santander checking account or an average daily balance of at least $10,000 (otherwise, $10). All other fees apply. Contact a banker for further information about applicable fees and terms.
1All other fees apply.
§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.
◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
◊◊◊Rates are available for new money market customers only. This is a variable-rate account and the rate applicable to your balance tier may change at any time without notice. Rate is available when account is opened within the residential ZIP code entered. Rates in other locations may vary. Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander Select® Money Market Savings account. Personal accounts only. Must have or open a Santander Select® Checking account. All other fees apply. For more information about applicable fees and terms, refer to the Personal Deposit Account Fee Schedule or visit your local branch.
A Santander Select® Checking account is required to maintain a Santander Select® Money Market Savings Account. If you no longer own a Santander Select® Checking account, we may convert your Santander Select Money Market Savings account to a more appropriate product.
◊Santander®Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.
1aEach monthly service fee period begins on the day service fees, if any, are calculated and posted to your account and ends on the day before your service fees are next calculated and posted.
1bDigital Banking Guarantee: When you use Online Banking, we guarantee that your money is protected against online fraud or losses and that your bills will be paid on time. You are protected against unauthorized online transactions as long as you check your statement and promptly notify us of any unauthorized activity. Refer to your Digital Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions, as well as a list of supported mobile devices.
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