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Santander® Money Market Savings

Help your balances grow faster with Santander® Money Market Savings. Put your savings on the fast track to achieving your goals with a competitive high rate offered when you maintain at least $10,000 in the account.

Santander Money Market Savings Features

Competitive Rates

Competitive Rates

A competitive high rate offered when you maintain at least $10,000 in the account.

Great Companion

Great Companion

Pay no Monthly Fee when you maintain a consumer Santander checking account1.

Savings Auto Pilot

Savings on Autopilot

Use Auto Save to make automatic, recurring transfers from your checking account to your savings account.

Avoid Overdraft Fees

Avoid Overdraft Fees

Link your savings account to your checking account to cover shortfalls in your checking account and avoid overdraft fees2.

Easy Access

Easy Access

Make transfers or write up to six money market checks between your linked checking and money market accounts2.

Consolidated Statements

Consolidated Statements

Combine your accounts on one monthly statement.

Benefits of Banking with Us
Convenience
  • Over 650 branches and 2,000 Santander ATMs across the Northeast, including one in many CVS locations.
  • Customizable email alerts, text alerts coming soon.
  • Online and Mobile Banking.
  • Mobile Check Deposit.
  • Easy, quick access to directly deposited funds.
Security
  • FDIC Insurance coverage up to applicable limits.
  • Online Banking Guarantee§.
  • Real-Time Fraud Monitoring.
  • Identity Theft Assistance Services.
Service
  • Toll-free number to speak to a Personal Banking Representative.
  • Switch Services team to help if you're moving from another bank.

May We Also Suggest?
Santander Checking Accounts

Checking Accounts

Choose the checking account that fits your life.

  • Bank the way you like, select from a variety of different accounts.
  • Access your account on the go with mobile-friendly technology.

Learn More...

Make your financial goals a reality with an unsecured loan or line of credit from Santander Bank.

Personal Line of Credit

Help bring your dreams to life with a Personal Line of Credit.

  • Why make multiple payments when you can make one monthly payment at a super rate?
  • You can also use a personal line of credit for other plans and expenses, like easing the burden of much needed home repairs.

Learn More...

Sphere Credit Card.

Sphere® Card

BIG SAVINGS

  • Introductory purchase offer for 12 billing cycles
  • Our BEST balance transfer offer for 24 billing cycles**
  • 1 point per $1 spent on all purchases

Learn More...

 

1 All other fees apply.

2 You can withdraw funds from your Santander® Money Market Savings account no more than 6 times by computer, telephone, preauthorized transfer, check, or Debit Card purchase each service fee period. Fees apply if you exceed these limits, and if you repeatedly exceed these limits, we will close your account or convert your account to a checking account.

§ Please refer to your Online Banking or Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

Click here for more information about our Identity Theft Assistance Services

** 0% introductory APR for 24 billing cycles on balance transfers and 12 billing cycles for purchases. After the introductory period, a variable APR for balance transfers and purchases from 12.74% to 22.74% based on the Prime Rate and your creditworthiness, with a transaction fee for each balance transfer of either $10 or 4%, whichever is greater. There is no grace period on balance transfers. Also if you take a balance transfer offer, this means that unless your purchase APR is at an introductory or promotional 0% APR, you will pay interest on new purchases from the date made if you do not pay all balances, including the promotional balance transfer, in full by the next payment due date appearing on your statement. Cash advance APR of 24.74%. Minimum finance charge of $1.50. The fee for cash advances is $10 or 5%, whichever is greater. Penalty APR of 30.24%, which may apply indefinitely to your account if you miss payments or otherwise default. The foreign transaction fee is 3% of the gross amount of transactions made in a foreign currency and transactions made in U.S. Dollars that are processed outside the 50 United States, District of Columbia, Puerto Rico, or Santander ATMs in Mexico. Purchases of wire transfers from a non-financial institution of either $10 or 4% of the amount of each transaction, whichever is greater. There is no annual fee. Rates effective as of today. Please see the Terms and Conditions for additional rate, fee, and other cost information.